Borrowing money from family can present a myriad of problems including causing serious damage to the relationship. That's why the borrower often puts a lot of pressure on herself to pay the debt back as quickly as possible. Don't let your emotions interfere with your plan to get out of debt, says CNBC personal finance expert Carmen Wong Ulrich. Focus on paying your debt with the highest interest rate first. Once you've paid done that, devote the money that you were using to pay off your credit cards to pay back your family.