Is anyone else involved in the Target info theft fiasco?

Community Leader
Registered: 04-07-2008
Is anyone else involved in the Target info theft fiasco?
10
Thu, 01-16-2014 - 9:47am

Ugg! I don't live anywhere near a Target but decided to drop into one several weeks ago when I was out of town visiting. I didn't think I was involved in the data theft but got an email from Target this morning saying my name, mailing address, email address, and phone number may have been taken. It is offering one year free credit monitoring to help me out. I don't believe this. I visit Target one time in years and this happens. 

Is anyone else involved in the mess?

Karla
Community Leader
WALKING
EXERCISE and HEALTHY LIVING

Community Leader
Registered: 07-26-1999
Both my mom and my brother were. The bank was alerted by Target and they were both sent new debit cards over the holidays. I wasn't, luckily since i tend to shop at target often.
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Avatar for elc11
Community Leader
Registered: 06-16-1998

I got that email too, but I think they sent it to everyone who used a credit or debit card there during the time frame, just to cover their a$$es. I shopped there once during that period and have been monitoring my credit card activity ever since I heard about the "intrusion". So far, no problems. But apparently it can be months before a problem appears so I have to keep on top of it.

I need to research the "free credit monitoring" offer. Its probably a for-fee service that Experian will try to get me to upgrade from what Target is offering, and then renew the service when the Target part expires. Does anybody else know what the "Protect my ID" product entails?

There was also a breach at Neiman Marcus during the same period (good thing I didn't shop there LOL) but that one isn't getting as much publicity.

Community Leader
Registered: 04-07-2008

Ugg. I have spent this morning changing my passwords to every account I have online and I have ordered new cards. I also signed up for that credit monitoring at Experian. I am really irritated and want to know exactly how this happened. Like most people, I rarely ever carry cash anymore but this whole thing is making me rethink that. 

Karla
Community Leader
WALKING
EXERCISE and HEALTHY LIVING

Community Leader
Registered: 07-26-1999
I just got an email while at lunch from my bank saying I was compromised. Problem is, I JUST got a new debit card before christmas because I had lost my old one. So technically the card they are now deactivating to send me a new one, I didn't use at target at all. which means i need to go through and change the few things i have on automatic debit on my debit card, like my Y membership, again for the second time in 2 months. This irks me!
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Community Leader
Registered: 04-05-2002

I'm in the same situation as Elc.  I shop there all the time. I use a different credit card.  I think it's a fiasco for Target but am not that personally worried. I will still look into the free credit monitoring, though. It's smart to be safe.






Community Leader
Registered: 04-07-2008

I just got back from the bank and I got a new debit card. They said that they were sent a list and I am not on it but just to be on the safe side, since I did get an email, they gave me a new card. I also sent them the email I got so they can make sure it is legit. 

What a mess!

Karla
Community Leader
WALKING
EXERCISE and HEALTHY LIVING

Community Leader
Registered: 09-25-2003

It's a sign of the times.  Even my employer had data stolen, which affected all employees, along with their family information.  Definitely look into the free credit monitoring.  FYI, you can also contact the social security administration (if you are inclined), and have them (for free) contact you with any credit inquiries for six months.

So far, Target didn't contact me, and I shop there all of the time.  :O

Community Leader
Registered: 04-05-2002

Hmmmm, it just occurred to me that Target did contact me and now I wonder how they had my email address, especially the one they sent it to. 






Avatar for elc11
Community Leader
Registered: 06-16-1998

I was also wondering how Target had my email addresses--2 different ones. I bought something online from them several years ago, and I get their weekly ad plus other offers all at my main email. That's where I got yesterday's notification. But back in Dec when they first discovered the breach, I got a notification at my secondary email. I've noticed that other retailers somehow get both of my email addresses even though I only give them one. 

iVillage Member
Registered: 05-08-2006

I never use a debit card except at the ATM, and I rarely use an ATM that isn't in my own bank 's  network. With a credit card, you are more protected because you can dispute charges, but if anyone gets into your bank account, it is harder to dispute. It is also a good idea if you use a debit card for purchases to keep a limited amount of money in that account...you can dispute overdraft charges more easily than getting missing cash back. Nothing is foolproof and the thieves are more lever than the fraud protection people but in general, this is more a time wasting nuisance than true financial risk. Of course,the fraud drives upthe cost of credit because ultimately, the customers absorb the costs of fraud.