changes on credit

iVillage Member
Registered: 05-31-2011
changes on credit
2
Fri, 04-20-2012 - 8:58am

I recently started a payment plan on two credit cards that had been closed on me years and years ago. I set up the payment plan when one of them started garnishing my checking account. These 2 accounts had been listed on my credit report as outstanding.

iVillage Member
Registered: 04-20-2012
Fri, 04-20-2012 - 9:40am

wastelandprincess,

I don't think it changes on your credit report but I could be wrong, I believe it still shows as a derogatory item under your report.

iVillage Member
Registered: 05-31-2011
Fri, 04-20-2012 - 6:10pm

yes i was aware of court dates. I had received summons for awhile and had just ignored them. I was expecting the garnishments to happen at some point. I would have called to set up payments sooner, but i was waiting to pay my car off first which i have now done.