I finally filed....sigh

Avatar for beckymk
iVillage Member
Registered: 03-23-1998
I finally filed....sigh
6
Mon, 02-06-2012 - 7:06pm

I feel like I lost the debt battle but I had no choice if we even remotely wanted to save the house.

They would just send our payments back at this point anyway -- so it was file & give it the last shot or walk away and as we have no where to go at the moment -- filing was the best option since no one would work with us.

Becky - Mom to Carolyn (17), Aaron (15), Kyle (11) & Luke (8)
Send a free greeting card on me!!
Community Leader
Registered: 03-17-2003
Mon, 02-13-2012 - 12:14pm

Hi Becky,

You really did the right thing.

iVillage Member
Registered: 10-01-2008
Thu, 02-09-2012 - 4:35pm

Becky,

Norma


"Patience is the best remedy for every trouble"- Plautus


Avatar for beckymk
iVillage Member
Registered: 03-23-1998
Wed, 02-08-2012 - 3:00pm

My parents never co-sign for anything - ever.

Becky - Mom to Carolyn (17), Aaron (15), Kyle (11) & Luke (8)
Send a free greeting card on me!!
Community Leader
Registered: 07-26-1999
Wed, 02-08-2012 - 2:41pm
My parents never paid for any of my college either, but they did co-sign the student loans that I took out for myself.
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Avatar for beckymk
iVillage Member
Registered: 03-23-1998
Wed, 02-08-2012 - 11:52am
He did mention that we ARE allowed to do federal loans for college but not private ones (mostly because they won't look at the bankruptcy but private ones will). In a way I'm not really all that worried about it because our paying for their college was never on our radar. We have told them from a young age they were on their own. My parents never paid a penny for our college and I never really expected to pay for my kids. The deal with my parents is we could live at home for free, etc... as long as we were in some sort of schooling otherwise rent was expected. Pretty much the same deal here. We will deal with what needs to be dealt with as it it comes.
Becky - Mom to Carolyn (17), Aaron (15), Kyle (11) & Luke (8)
Send a free greeting card on me!!
Community Leader
Registered: 07-26-1999
Wed, 02-08-2012 - 11:11am

Hugs Becky!!

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