Question about harrassing collection agency and credit report
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|Sat, 12-17-2011 - 12:57pm|
I apparently had a debt from 2004 that i disageed with. It sat on my credit report for 7 years and now its gone. All of a sudden out of nowhere i am receiving harassing calls from a 4th party collection agency trying to collect on it now. Havent heard from anyone in years. I feel like i did my time, waited and now my credit report is clean. I told the agency im sorry but i do not owe this debt and to only contact me through the mail via certified mail. They said they do not do certified mail. Oh well! Anyway my question is...Can this go back on my credit report AGAIN??? I would think a debt cannot appear twice after the 7 yrs are up.