I am seeking advice on my situation.
How to repair your debt!
If you in debt, I know a great credit repair company that helped me get out of debt. They charged me only $49.99. I couldnt believe it. I now own a $400,000 house and my credit score is over 800. The company name is: Nationwide Credit Consultants. You can find them at http://www.750creditrepair.com
"Patience is the best remedy for every trouble"- Plautus
Welcome to the board.
You might also be able to file chapter 7 bankruptcy--it depends on how much equity you have in your house and the laws in your state.