Debt Management Programs - help / advice

iVillage Member
Registered: 06-15-2007
Debt Management Programs - help / advice
3
Fri, 02-15-2013 - 12:38pm

Do any of you lovely people have experience with debt management programs?  I contacted one, Care One Credit, and it seems like they can help.  I'm afraid of being taken for a scam.  I've done some reasearch online and they seem reputable, but I have a hard time trusting everything I see online LOL.  Any thoughts, recommendations or advice?

 
Avatar for CMEvelyn
iVillage Member
Registered: 05-29-2012
Wed, 02-20-2013 - 3:07pm

Hi Overit2007,

While I don't have any info on Care One Credit, I'm sure if you ask in the Debt Discussions board the folks over there will be able to advise you.

Community Leader
Registered: 03-17-2003
Tue, 02-26-2013 - 2:57pm
Hello Overit2007. Consumer Credit Counseling services has been around for decades helping people get out of debt and keep on track. You can google "Consumer Credit Counseling for " and see what pops up. Be sure to also check with your area's Better Business Bureau for suggestions. There are a lot of excellent organizations who can provide information to help you reach a decision. Take your time. If a program sounds too good to be true, it probably is. Good luck. Carolyn
iVillage Member
Registered: 03-24-2013
Wed, 04-03-2013 - 9:45am

Hopefully by now, you have made a decision to do something and that it's turned out to be the right organization. I don't know about the organization you mentioned but I know great things about the already mentioned Consumer Credit Counseling Services (CCCS) who I believe have a new name now. When in doubt on the legitimacy of a debt management program, check out www.nfcc.org, the organization that controls DMPS.  You are right to be leary. There are a lot of scams out there so research is the key. If something sounds too good to be true, it probably is.