2012 Goals

iVillage Member
Registered: 11-14-2008
2012 Goals
Wed, 12-14-2011 - 11:01am

Hmmmmm it seems to be that time of year for looking forward and, I think, back to see how far you have come!

Lets see how things went for Karen in 2011

1. Business: Start paying down my Business credit line. Last year or maybe the year before it dawned on me that some of my stress was related to having a high credit line so I systematically came up with a plan to reduce it. Before I was just going to throw money at it I realized my land and building loan took a draw from my Business credit line every month and the expenses coming out of it were high as well. So I dropped my health insurance(3600 dollars a year!) and went on my BF's insurance with the kids and paid off that loan to stop some of the bleed. I haven't even used my BF's insurance yet this year! I do have dentist appointments booked though so Kate has me scared out of my mind lol! So along with putting personal flake money into my credit line and and not having these huge expenses so I should start to see some progress this year I hope.

I still believe in the logic behind this. However, I needed a new roof, took the plunge and now have around a $23,000 loan. It does add equity to my business and the loan was


iVillage Member
Registered: 10-17-2010
Sat, 12-24-2011 - 7:48am

Hmmmm... 2012 goals.

iVillage Member
Registered: 07-15-2003
Fri, 12-30-2011 - 1:49pm


Daisypath Anniversary Years Ticker

iVillage Member
Registered: 07-27-2009
Fri, 12-30-2011 - 11:26pm

I did not post last year, because I was still surveying the landscape around here, so here goes...

Last weekend DH and I sat down and figured out our top three goals each for one year and then for five years. I was pretty surprised that most of our goals were exact matches. It was a great relief for me, because most of the time I feel like he is looking at

JenAaron.jpg picture by jen2075

iVillage Member
Registered: 04-08-2008
Re: 2012 Goals
Sun, 06-10-2012 - 2:29am

I'm glad this got bumped up so I can participate. Dh just took a new job that starts off part time so things are going to be VERY tight financially. So my goals for the rest of 2012 are:

- pay down debt from $202 to $192

- earn an extra $100/month

- start meal planning 3x/week to reduce grocery bill (we spent $1100 on food last month). Find a way to get food budget down to $600

- commit to yoga for one month (give it try to my health)

- track tracking all expenses in every category

- do at least 2 home projects