63 Weeks and counting....
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|Wed, 12-05-2012 - 4:11pm|
G-Whiz the weeks are going by fast. I broke down and made a call today that I have been thinking about for the last several months. My girl friend told me that the mortgage company called her and ask her if she wanted to refi. Unreal....RIGHT? I have the same mortgage company, REGIONS. She I got the direct phone number to the lady that worked with her. I called her today and explained that we were in Chapter 13 Bankruptcy but our mortgage had been and is still presently being paid outside of the plan and ask if there was any tiny speck of hope that we could refinance at a lower rate. Our present rate is 6.875%. I explained that this would have to have the courts blessing, but was it possible for her to check into this. She said she would make some calls and find out. Hey....worth a try....RIGHT! I understand that if our mortgage payment is lowered, we would have to increase our payments to the court over the remaining term of our payment plan. BUT....I would gladly do that in order to obtain a much lower interest rate. Also, my friend informed me she did not have to pay a penny out of pocket....unbelievable....she said it had something to do with the housing failure and the plan the president had handed down to mortgage companies. I've heard a little about it, but sort of shut my ears because we were in bankrutpcy.
Time will tell.....in the meantime...paws crossed.
Now...the scary news...work is EXTREMELY slow.....worried that a pink slip could be lurking if things don't pick up soon.