Been awhile and frusterated

iVillage Member
Registered: 05-28-2011
Been awhile and frusterated
5
Wed, 12-14-2011 - 1:42pm
It seems the SL debt hasnt even budged. We can barely afford the minimum payment. But the interest is so high. Ugh Im cranky and venting. I feel as if well never pay them off.
iVillage Member
Registered: 12-31-2010
Wed, 12-14-2011 - 1:54pm
Have you looked into consolidating them? You can do a one time consolidation and there are a lot of tips online about things you should watch for. I know for me I consolidated down to 3.8% and it helped a lot. With interest rates lower now that could help you as well?
The best thing we did is the 2nd job, it really moved the debt down faster for us.
-Marie
#Marie
Community Leader
Registered: 08-25-2006
Fri, 12-16-2011 - 4:41pm
Don't give up! We didn't get here overnight and it won't go away overnight either.

Definately look into what you may be able to do, like Marie mentioned. I do not know anything about student loans.

Hang in there....
Serenity
iVillage Member
Registered: 05-28-2011
Mon, 12-19-2011 - 11:00am
I need my husband to get another moonlightimg job.
iVillage Member
Registered: 12-31-2010
Mon, 12-19-2011 - 11:30am
My Dh did not get a 2nd job, but put 110% into his first job and has gotten top raises every year.
My industry is at a standstill, so I took on the extra job and work about 60 hours a week, but it has paid off the last 4 years.
Brainstorm then plan!
-Marie
#Marie
iVillage Member
Registered: 04-16-2008
Tue, 12-20-2011 - 9:07am

I need my husband to get another moonlightimg job.

What about you?