Bonus money

iVillage Member
Registered: 10-01-2008
Bonus money
21
Wed, 04-11-2012 - 12:57pm

Our BK attorney had to draw up a motion in order to ask the Trustee if we could keep the small bonus for dental expense.

Norma


"Patience is the best remedy for every trouble"- Plautus


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iVillage Member
Registered: 12-31-2010
Wed, 04-11-2012 - 1:10pm
Oh Norma I so hope you get to keep this! I don't see why they could not.

BUT if they deny it, would it go to shortening the number of weeks?

-Marie
#Marie
iVillage Member
Registered: 10-01-2008
Wed, 04-11-2012 - 1:37pm

No Marie, they would simply get to keep more money.

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 01-12-2008
Wed, 04-11-2012 - 1:42pm
prayers you get to keep it!!!
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iVillage Member
Registered: 10-02-2011
Wed, 04-11-2012 - 4:17pm

Definitely hoping for you to get the dental money. You need your teeth, and why they hurt, they really hurt.

iVillage Member
Registered: 08-24-2007
Wed, 04-11-2012 - 4:41pm
Here here, PB!! I would love to see dental, vision and behaviour health covered 100%!!!

Norma, my paws are crossed for you! (Gulliver says he will cross his as well).

Kate


empty purse

iVillage Member
Registered: 04-10-2003
Wed, 04-11-2012 - 7:16pm
Kita and Toby have their paws crossed too!!! I hope that they let you keep it!

Bex -

iVillage Member
Registered: 12-31-2010
Thu, 04-12-2012 - 9:24am
But who would pay for it?
My parents have Medicare (for those over 65) and a supplemental insurance. This year my mom has been in the hospital 3 times, my dad once. They see a doctor at least once a week, from GP to foot doctor to get toenails clipped, to stomach doctor.
They were appalled that I had to pay $3000 out of pocket for my surgery and Dh pays over $1000 a month for our insurance. Hello, my surgery will be over $10,000 and I am glad to have had it and paid so little!
The problem in the US is that people are getting all these services, tests, etc. and the costs are skyrocketing. For my parents their highest earning year maybe they made $65,000 in total. Well the first quarter of the year, together they spent over $50,000 in medical costs paid my medicare, and still climbing. They will spend more every year than they ever made in gross income.
You just can't sustain this level of spending, but no politician wants to make cuts because it would mean a loss of votes.
I do agree that a lot can be done to shrink these costs, but if you don't see these bills, will you demand they shrink them? I think if you had to pay at time of service, and get reimbursed, you might think twice about an extra test or two. Or going to the doctor at all.
I do not go to the chiropractor because it is $40 every time I go. She always finds more to do, but I do not have money to lay out like that, so I stop going. I am getting old, deteriorating, I am going to have aches and pains, and someday I will eventually die - because that is just what happens.
Yes, we would all like to see it all covered, but reality is paid for with cash. (Unless you are the federal government who can print all the money you want.)
#Marie
iVillage Member
Registered: 08-24-2006
Thu, 04-12-2012 - 11:07am
Marketing, it's really a catch-22. I had to file a chapter 7 over uncovered medical expenses (I had insurance for nearly all of it) and I'm terrified of getting sick or hurt again. I am not taking my bipolar medication right now because I can't afford the required blood tests. I'm taking a huge risk by doing so. Each of the three times I have been hospitalised for bipolar in the past I was not taking medication. But while I'm in school I have to somehow meet all my expenses working only part time, and there is almost no wiggle room. I set aside 30$ a month incase I need to go to the doctor, and that's not enough to get regular care for anything. My insurance has a 2500$ annual deductable. It used to be 250, and my rates have not changed.

Even after I finish school I will likely need to work two jobs to make ends meet and pay off both my new and old (defaulted) student loan debt. It's going to be extremely physically demanding, and risk of injury that would put me out of work for a while is high. My disability policy will keep a roof over my head and food on the table but not much else. That EF won't go very far as the medical bills alone would far exceed that.

The reality for some people is that they may never earn enough to be able to handle their own medical care. I'm tired of living in a house of cards. I'm tired of having to choose between food and my mental health. It's not right, and in the end it costs everyone since I had to file for bankruptcy and those unpaid bills drive up costs for everyone.
iVillage Member
Registered: 11-14-2008
Thu, 04-12-2012 - 12:26pm

I hope you get to keep it. Things come up and it doesn't sound like they let you budget for those sorts of things. Less than 2 years Norma, less than 2 years.

iVillage Member
Registered: 10-01-2008
Thu, 04-12-2012 - 1:27pm

Our court date for the the motion to keep the money is set for May 24th.

Norma


"Patience is the best remedy for every trouble"- Plautus


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