CC DEBT GONE!!!

iVillage Member
Registered: 04-10-2003
CC DEBT GONE!!!
21
Tue, 11-15-2011 - 6:09am

I am so excited to say that as of 6:00 am this morning, I am no longer in CC debt!! I was able to pay it ALL off, stock up my Christmas fund and put some aside to buy a new pair of boots (I broke the heel of my favourite "go to" boots yesterday :( )

With my next pay next week, Christmas fund will be fully stocked and I will be able to target the small student loan.

The rest of the transfer went into my retirement account so it was instantly boosted by over 27K. So in one fell swoop my net worth is up by over 30K


Bex -

iVillage Member
Registered: 02-19-1998
Tue, 11-15-2011 - 3:24pm

I'm so jealous - I'm just starting and at this point no real headway (but hopefully in another month or so when dh gets a big expected paycheck).

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iVillage Member
Registered: 07-24-2001
Tue, 11-15-2011 - 4:54pm

Yayyay for you!!!

iVillage Member
Registered: 04-10-2003
Tue, 11-15-2011 - 5:56pm
Thanks everyone! I am so relieved. I still have a long way to go but at least student loan/ car loans seem more reasonable then stupid CC debt!

Bex -

iVillage Member
Registered: 04-10-2003
Tue, 11-15-2011 - 6:01pm
Thanks Marie!
Yes, the move really was the best thing I could have done. Even though I am not taking home as mufh as I anticipated (because the government covered a lot of things as benefits) but the earning power is MUCH greater. I'm waiting to hear what my bonus is. I find out this week. It could be as low as $1k or as high as 4k (all after taxes because it will kick me into the next tax bracket where around 45% is taken) I'm hoping for enough to retire the small student loan!

Bex -

iVillage Member
Registered: 04-10-2003
Tue, 11-15-2011 - 6:01pm
It's true! I'm guessing that it will take me at least 3 years to get there but its a goal!

Bex -

iVillage Member
Registered: 04-10-2003
Tue, 11-15-2011 - 6:03pm
Thanks Karen. To be honest it was kind of forced (the pension had to go into a retirement account that I can't touch . . . not that I'm complaining!!!) But its still nice to know its there!

Bex -

iVillage Member
Registered: 04-10-2003
Tue, 11-15-2011 - 6:07pm
You will! I joined his board in 2008!!! And its taken me this long to get my head on straight with a LOT of backsliding. BUT if you keep at it, things will get better!

Bex -

iVillage Member
Registered: 04-10-2003
Tue, 11-15-2011 - 6:08pm
Thanks! Its taken a LONG time but I feel so much better! You`ll get there!

Bex -

iVillage Member
Registered: 04-10-2003
Tue, 11-15-2011 - 6:09pm
Thanks! Yes, it is a nice feeling, but it took a long time to get this far! You`ll get there too!

Bex -

iVillage Member
Registered: 07-06-2003
Tue, 11-15-2011 - 6:27pm

Great job indeed!!!

Kassandra

"It is said that life has its peaks and valleys.  The challenge is to accept them equally and experience them