CC won't lower interest
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|Thu, 08-30-2012 - 1:51pm|
A little disappointed. August was my review month and they won't budge. Several months ago I was able to get it lowered to 9.99% for 6 months, so was hoping for something similar again. In July they lowered like .20 or something minute like that. I think he had a bottom number he was allowed to adjust it to. And yes, this was the upper department, not the original customer service person that answers the phone.
So, am curious if you smart ladies had any suggestions. My first instinct is to either 1) wait for the next review in 6 months and call ahead like I did this time or 2) just keep calling once a month and ask.
Oh, the current interest rate is 13.720% and a balance of around $14,000.
I guess just one more reason to get the balance down on this darn CC. In all reality, it will take a couple years to get it down, let alone ever paid off. So not giving up on getting that interest lowered just yet.