Checking in.

iVillage Member
Registered: 11-15-2011
Checking in.
7
Sun, 12-30-2012 - 12:53pm

Hi, friends.

It has been a long time since I've stopped by to say hello.  First it was the board changes.  Then it was just...the generall funk I have been in.  I have not been in the best place, especially with the holidays.

This year has taught me a lot.  I am not the same person I was a year ago.  Anyhow, I have a different perspective for sure, having gone through what  I did this year.   But this board isn't really about that; it is about debt support.  We are struggling with our journey out of debt.  I think it is going to stay that way for awhile.

I went back to work at Kohls.  I need to find something entirely different, and I am working on that.  But I am also working on healing.  It has been a ziggedy-zag kind of journey.  Lots of ups and downs.  A couple of things have brought me comfort.  I have started making ornaments for other angel moms.  I have organized a small group online and I have also started writing.  I have really connected with the social worker in the palliative care at the children's hospital, and now I know that I must keep moving ahead and making sure that I get back to school and get my master's.  I've never had such clarity as to what I should be doing with my life as I do now.  When I make ornaments, or write poetry and share that with strangers, who become so much more than that, I am comforted in knowing that that is Maya continuing to make her mark on this world.

I hope to TTC in the upcoming months.  Oh, this isn't going to help my debt journey!!!  In the end, I have faith that we will be where we need to be. 

Hey, I will total up my debt and make some goals for the New Year here in a couple of days.  I just wanted to drop by and say hi/  I've missed this board...but for months, I couldn't even log in without error messages.

Looking forward to 2013!! 

iVillage Member
Registered: 04-10-2003
In reply to: kac799
Fri, 01-04-2013 - 12:19pm
Glad you stopped in! It seems like you are in a much better place mentally, so I have no doubt that this will be your year! I know 2012 was a tough year but I have a feeling 2013 will be your year! Keep posting and keep us posted!

Bex -

iVillage Member
Registered: 11-15-2011
In reply to: kac799
Thu, 01-03-2013 - 7:39pm

So I have added up the debt totals, and it is not pretty, but then, I knew it wouldn't be.  We've added about $8000 to the debt total this year.  You guys know what a year we've had.

Anyhow, NO EXCUSES.  2013 is going to be better.  Counting student loans, our debt sits right around $43,700.  OUCH.  We ended 2009 jobless (both of us), but debt free.  So, in three years, we have been working crappy jobs and racking up debt.  (It wasn't ALL bad- we did get a bargain on our first house which we have some nice equity in...)  At any rate, time to dig in our heels. I am going to make the official goal 10%, which puts us ending 2013 with $39,330 - which is still abysmal, honestly.  But it is creeping back the other direction, which is what we need to do right now.

So, roadblocks we will face:

Medical expenses.  My daughter's prescription in $2000 (yes, thousand) for a 90 day supply until we hit our  $4000 deductible.  Hopefully, pregnancy related expenses this year, as well.    All of this stuff hits hard the first half of the year.

2013 is sort of a new start for us.  I'm hoping the year is kinder to us than 2012. 

Thanks for your continued support, everybody : )

iVillage Member
Registered: 11-15-2011
In reply to: kac799
Thu, 01-03-2013 - 7:39pm

So I have added up the debt totals, and it is not pretty, but then, I knew it wouldn't be.  We've added about $8000 to the debt total this year.  You guys know what a year we've had.

Anyhow, NO EXCUSES.  2013 is going to be better.  Counting student loans, our debt sits right around $43,700.  OUCH.  We ended 2009 jobless (both of us), but debt free.  So, in three years, we have been working crappy jobs and racking up debt.  (It wasn't ALL bad- we did get a bargain on our first house which we have some nice equity in...)  At any rate, time to dig in our heels. I am going to make the official goal 10%, which puts us ending 2013 with $39,330 - which is still abysmal, honestly.  But it is creeping back the other direction, which is what we need to do right now.

So, roadblocks we will face:

Medical expenses.  My daughter's prescription in $2000 (yes, thousand) for a 90 day supply until we hit our  $4000 deductible.  Hopefully, pregnancy related expenses this year, as well.    All of this stuff hits hard the first half of the year.

2013 is sort of a new start for us.  I'm hoping the year is kinder to us than 2012. 

Thanks for your continued support, everybody : )

iVillage Member
Registered: 10-17-2010
In reply to: kac799
Thu, 01-03-2013 - 6:57am

Happy to see your "face" KAC!!

I'm even happier to see that you feel a purpose in life now.  I hope things work out for you and that you have a great 2013!

iVillage Member
Registered: 12-31-2010
In reply to: kac799
Wed, 01-02-2013 - 1:53pm

Glad you stopped to check in! 

Sometimes we should stop in our journey to look around and see where it is we have traveled from and where we want to go.  Many times we have found ourselves to be off course, or choosing a new destination.  The worst thing would be to ignore the feelings you have and just move forward doing the same old thing.

I made my change this year and am embarking on probably the scariest first week of the year I have ever had.  I have no spread sheets for the coming year prepared, let along the coming month.  I am just trusting that hard work and a good heart will get me where I need to be.

Huggs for a Happy New Year!

-Marie

#Marie
iVillage Member
Registered: 10-01-2008
In reply to: kac799
Mon, 12-31-2012 - 10:05am
Hi and so good to hear from you again. I hope 2013 brings you much more happiness and remember we are all here for you as friends.
iVillage Member
Registered: 11-14-2008
In reply to: kac799
Sun, 12-30-2012 - 3:37pm

Hi H!!!

Sooooooooo glad to hear from you! I have been thinking about you and your family. Of course you can talk about that here! We are friends. 

I am glad you are finding some direction and are so positive about 2013. Getting your masters is a wonderful idea. I love the angel mom idea and the other things you are doing.  Healing is important and it sounds like you are taking the steps to do so. I am so proud of you.

Debt will be there when you get back! And you will get back. So take some time and focus on life and those around you. You are on the path to making a great go of things. 

I don't always say the right things but I wish you the very best, I always have and think about you all the time!

The board is not always easy to get onto so thanks for dropping in!

Karen