Credit Report for free?

iVillage Member
Registered: 09-05-2011
Credit Report for free?
5
Tue, 01-24-2012 - 8:50am

Hi,

Just wondering if anyone can give me some suggestions on what site to use to get our credit report/score for free. I have head you can get if free annually. Just wondering what site is the best to use.

Thanks

iVillage Member
Registered: 08-24-2006
Tue, 01-24-2012 - 4:27pm
I've gotten reports from all three CRA's every year through annualcreditreport.com
iVillage Member
Registered: 10-01-2008
Tue, 01-24-2012 - 2:38pm

I get my free credit report annually

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 07-24-2001
Tue, 01-24-2012 - 2:03pm

Yep, I used that site to get all three credit reports for my H and myself earlier this month.

There is also a site where you can get your FICO score for free.

iVillage Member
Registered: 08-24-2006
Tue, 01-24-2012 - 12:36pm
I can confirm. I check mine every year with that site. You can also get your Transunion score for free through creditkarma.com
Avatar for poorboy2011
iVillage Member
Registered: 10-02-2011
Tue, 01-24-2012 - 10:55am
Yes, in the US anyway, by law you are supposed to be able to receive a credit report once a year for free. You should not have to pay anything or purchase membership. I did this some years ago, though I can't remember which site it was. This might have been it:

https://www.annualcreditreport.com

Can anyone confirm?

Also, if your credit card application (or something along that line) was turned down, you can also get a credit report for free, or at least that is my understanding.