Expensive Month

iVillage Member
Registered: 12-31-2010
Expensive Month
11
Tue, 08-28-2012 - 3:02am

Wow, the checks have been flying around here!  Regular bills, property taxes due, then college tuition, room, board and car with insurance for one child.

Over $25,000 out of pocket in ONE MONTH!! 

DH and I will be so rich when these kids finally are on their own! 

How are you all doing with back to school and fall expenses?

-Marie

#Marie

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iVillage Member
Registered: 10-17-2010
Fri, 08-31-2012 - 6:27am

Wow, that is A LOT per month.

I remember at 19 when I got my first car I was limited on what I could spend.  I was on the phone all morning with insurance agencies.  Now my father and I paid outright cash for my car so all I needed was liability which ran me about $20 a month and that was with 1 accident on my record.

I hope you can find her better coverage, or maybe go through it with her and have her do it.

 

Community Leader
Registered: 08-25-2006
Thu, 08-30-2012 - 12:13pm
Ouch! My DS's would have been around $230 a month, but he was a male with 2 speeding tickets, one with a harder hit because of his speed. (Oh, that was a fun day in court. Parent required to be there when under 18)

So although I know it varies a lot from state to state, that still seems high.

I will be curious what you can find that his better for her.

Serenity
iVillage Member
Registered: 12-31-2010
Thu, 08-30-2012 - 8:49am
Jiggy -
All those activities add up. I remember Septembers when the kids were in high school with activity fees running $250 a child, plus car passes, and more of these miscellaneous expenses that just mess up your budget.
This year it was really car insurance for DD. DH put her on her own policy when she bought her new-to-her car in August because the agent said it had to be on her own if it was in her name as an adult. The cost was $1200 for six months. He didn't shop it around, just said, "OK, bill her." So I need to shop it as she does not need the premium coverage he put on her car. Arghh, always something.
#Marie
iVillage Member
Registered: 03-15-2012
Wed, 08-29-2012 - 3:21pm

September is going to be my expensive month.  As we homeschool we don't usually have the "going back to school" costs others have.  In fact, to date I have spent $9 getting ready for the upcoming school year. LOL  One, I already have purchased previously what we need and two, I have yet to determine exactly everything we are going to study this year so purchases to be made.

September though is back to weekly activities like martial arts, cub scouts, swimming lessons, track and field club  etc for my sons.  Registrations fees, monthly fees, and equipment (if needed) all starting up in September!  Sigh..   Good thing is i have set aside money each month just for those extra registration fees, equipment purchases etc so it won't affect our montly cash flow.

Sandra

 

iVillage Member
Registered: 10-01-2008
Wed, 08-29-2012 - 2:44pm

We have also had a lot of this & that expenses lately.  We are surviving and down to just two more things (really three) to accompolish.

1) Pay off the dentist - Balance $210.  The insurance did not pay as much as we thought and we ran out of the bonus money paying all of my medical bills.

2)  Get the brakes on the truck - Cost $55 - labor only 

3)  Get the plumbing leak fixed - $???  probably $125. or so.  In the meantime we are using the hall bathroom.  No biggie.

We've knocked off a lot of to do's. Hay for the horse for the winter $150; Mower repairs. $210; and some other things I can't think of right now.  But I'm glad to have all of this behind us. 

Time to get ready for winter.

 

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 04-10-2003
Wed, 08-29-2012 - 9:21am
Holy expensive batman. So I guess I'll get no sympathy if I complain about the $200 I put out this month for dog food :smileywink:

Bex -

iVillage Member
Registered: 10-17-2010
Wed, 08-29-2012 - 6:03am

Oh, my heavens Marie... that is a lot of expenses.

My DD is only in preschool so other than laying out money for clothes, a lunchbox and a backpack I actually have it quite cheap.  I know that's going to change down the road though.

iVillage Member
Registered: 12-31-2010
Tue, 08-28-2012 - 8:51pm
Oh, my ticker is my goal for this year. We still have one medical bill and DH's business card for this year, which is what the ticker represtents.
I still have a much smaller graduate loan for me, and my car. Other than that, our house and cabin, all else is paid off.
We have paid off over $117k since 2008, and are sending two kids to college, keeping up 3 properties and I had a major job change.
(BTW, DD got her 14th 4.0 this summer! So proud!)
#Marie
Community Leader
Registered: 08-25-2006
Tue, 08-28-2012 - 1:58pm

No college tuition here, but yes, this is a very expensive time of year with supplies, school fees, clothes and registration fees for dance and sports.

I have a friend/acquaintence that is going to school, and after getting married, he now gets a fraction of the financial aid that he was getting.  He can't even get enough in loans to keep going where he is at.  So he tried that website where friends and family can donate.  I think this is his last year, and this school has the degree he wants.

I hate to say it, but stories like make me think twice about getting married again.  But I digress...

Yes, it IS an expensive month.  :smileyfrustrated:

Serenity
iVillage Member
Registered: 11-14-2008
Tue, 08-28-2012 - 11:52am
Hey Marie, are you just down to your student loans now? Your ticker looks awesome

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