Getting surprised by my deductible: medical decision coming up

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Registered: 10-02-2011
Getting surprised by my deductible: medical decision coming up
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Thu, 01-05-2012 - 12:44pm

My employer changed our insurance plans, and now I have a much higher deductible. Before I picked my insurance plan, I did some calculations, because I'm becoming financially smart, right? The plan I picked seemed like the cheapest one for my needs. But then, as I discovered after the enrollment period was over, I have two deductibles, one for in-network and one for out-of-network, and they are summed separately. I wasn't aware of this last part about summing separately. That really changed the cost for me.

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Registered: 07-15-2003

Hope I'm not too late for the dating conversation.

I just wanted to say that I would have appreciated and respected a guy letting me know up front that things were tight financially. It almost would have been a relief! I love that DH and I talked about money very early in our relationship and have gone through a lot of our learning about debt and money together.

Cheap date wise .... I have always thought


 


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