Goals??

iVillage Member
Registered: 12-23-2005
Goals??
12
Wed, 11-14-2012 - 3:52pm

So I was just wondering what is everyones goals here long term or short term?? Paying off credit card debt? Paying off or saving for a house? Buying or paying for a new car? Or maybe all of the above? Does anybody use Dave Ramsey or what are you doing to get things payed off ? Mandy

 

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Community Leader
Registered: 07-26-1999
In reply to: mandy982005
Mon, 11-19-2012 - 2:44pm

Coming back on after a bit of a hiatus.  DH and I have been in a bit of a lull for a while now, but we have finally really come to some conclusions and decided on some short and longer term goals.

Short term goals are to get as much of our debt paid off over the next 6 months while putting a good amount of money away so that I can leave my full time job and work part time from home to be home more with our two younger kids.  So we are working on cutting expenses and coming up with new budgets to accomplish this.

Longer term goal, there is property next to his parent's house in michigan where we are originally from.  He'd like to buy that property and we plan on moving back to Michigan in the next 2-3 years.  We're saving up to purchase the property cash and eventually have a small place there for him to hunt and us/his parents to farm and we'd have our main home near my parents house to live at most of the year. 

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iVillage Member
Registered: 07-06-2003
In reply to: mandy982005
Wed, 11-21-2012 - 9:12pm
I've been working my butt off since July 2009 to pay off debt. As of Dec 20th 2012 I'll be 100% debt free! I would say that I loosely followed the Dave Ramsey way of paying down debt but I kept more than $1K in the baby E-Fund. After I splurge on a steak dinner with the DH to celebrate our debt free achievement, we'll be ramping up the savings to reach a $10K E-Fund. We also need to save about $5K for immigration costs for later next year. Once these two savings goals are met, then we'll be saving for a downpayment on our first home. Now the above is based on what we'd like to do. Let's see what life has in store for us ;)

Kassandra

"It is said that life has its peaks and valleys.  The challenge is to accept them equally and experience them

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