A great idea from my Bank ?!?
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|Thu, 08-09-2012 - 9:16am|
So as I have mentioned, I am in the process of amalgamating all of my accounts into once place. It has taken me a LONG time to do this
But, I was on the phone with my new bank the other day because I needed to figure out how to move an automatic transfer, and the guy on the other end was awesome. He told me about their no cost e accounts (which are like the ING direct accounts) only they are under my banking umbrella. I CAN access them through debit or teller in the case of a true emergency (with a $5 charge of course) or I can treat them like my ING account where it will take a day to transfer over. I opted to not even include them on my debit card so I can't get to them.
Anyways, what I thought was REALLY cool was that he suggested I check my account everyday (which I already do) and if the balance is not an even dollar (i.e. 451.72), transfer the 0.72 over to one of the e-accounts. You may remember I was doing this to pay off my CC balance, but I couldn't do it for savings because the bank (or ING, can't remember) wanted a $10 minimum to transfer.
Its a small thing, but I bet it could reallly add up over time. Heck, even if you average 0.50 a day, that's an extra $180 over the course of a year.