It time - February Budget

iVillage Member
Registered: 02-11-2008
It time - February Budget
6
Sun, 01-27-2013 - 9:01pm

Now that the shock of the 2% social security increase is over, it's time to figure out where we can cut back to cover the paycut. 

For the month of February, hubby and I are putting every receipt in a basket to track every penny we spend. My excel spreadsheet is ready and waiting. :)  Yep, I'm the nerd of the family! So hopefully we can find somewhere we can cut back. 

We are seriously considering canceling our cable bill. We rarely ever watch tv. When we do it's usually Netflix or Hulu. If we can get an antenna to pull in a couple of local channels for the news, I'd be happy. 

Happy Budgeting everyone!! 

 

      

iVillage Member
Registered: 12-16-2012
Sun, 01-27-2013 - 9:40pm

I'm thinking about my cable bill too but its so much of our entertainment that I'm afraid we 'd spend just as much or more doing something else. Oh well I just need to look at all my options. Seems life is getting harder and I may be too late to save myself lol! Hope we all can figure it out:)

iVillage Member
Registered: 11-14-2008
Mon, 01-28-2013 - 9:51am

A budget is a living breathing thing it seems. When anything changes in your life financially , so does the budget. Its all gotta work somehow.

February is going to be stupid for us, so many birthdays and upcoming expenses.*Sigh* And it seems all of my food is gone...again. how does that even happen!

Good luck everyone!

iVillage Member
Registered: 10-01-2008
Mon, 01-28-2013 - 4:19pm

I have my February and March budgets made out.  So far I'm feeling positive.  But seems like I'm always waiting for something to happen and bite me in the butt.  

February Budget:  

Add another $200 to saving OR have the dog neutured and his nose fixed from an infection.  This may require more money.  

Add another $100 to the Christmas club.  

Stay on our diet and watch the food budget.  So far...the weight in coming off but the food budget...G-Whiz...fresh fruits....fresh fish.....Oh my...$$$$

iVillage Member
Registered: 12-31-2010
Mon, 01-28-2013 - 6:23pm
Yes, those budgets are living and breathing things. We got a big repreave today as our mortgage is now final this week and it is going to be lower than expected - 2.9% for 15 years, instead of 3.375 - big difference! Also looks like no check due at closing since I paid the taxes for winter back in December so we had more deductions last year, since our income might be less this year. We will not owe a mortgage payment for February OR March, so I will pay down debts and build that baby Efund back up. Things are looking better - oh and we have so much food around here! Our freezers are full, probably because kids are AWAY and not eating us out of house and home. However, Dd21 did do some shopping in the pantry when she was home this weekend - she told DH our prices were a LOT cheaper than the grocery store! He LOL. Yep, I was freaking, but I did let things just simmer, relaxed as you all told me to, and concentrating on what I can do to impact us instead of freaking out about what I can't do. -Marie
#Marie
Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Mon, 01-28-2013 - 6:44pm

Do you have a laptop?  The 1.5 years we did without any pay TV service, we hooked the laptop to the TV and streamed via the internet though the laptop  o the TV.  We watched on the TV screen- we still do this wiht stuff on Netflix.  Dvds from the library were free.

iVillage Member
Registered: 07-24-2001
Tue, 01-29-2013 - 3:06pm
Cable (t.v. and wifi) continue to be a large portion of our monthly budget. I seriously considered cutting back to basics with the t.v., but never pulled the trigger. I'm just so addicted to t.v. (H and I LOVE to sit back and watch a movie a few times of week - it's cheaper than a lot of other entertainment I suppose). If you do cut out cable, keep us posted on how it works for you. I'd be interested to know.