Joy in the little psdeo victories

Community Leader
Registered: 08-25-2006
Joy in the little psdeo victories
5
Thu, 10-18-2012 - 7:51pm

Ok, a preface here.  It is the end of my work day and I am really tired and a bit loopy.  So bear with me. 

I finally have 3 medical bills under $100. 

What makes it somewhat counterfiet is with more surgery at the Dermatologist, I am making very little, if any headway on the total medical and dental debt. 

So, I have given up on worrying about the Dermatoligist bill.  Or the PT for that matter.  They are happy right now with a small, monthly, consistent payment.  I really want to be done with these three smaller ones. 

I am going to stop totalling my medical expenses. 

Oh, and DD12 went back to counseling.  So that will be a bill coming in for 3 copays for a total of $75.  And $35 lab bill from derm. surgery.  Plus the 20% of the surgery cost. 

Therefore, I am going to enjoy my small victory of getting 3 of these down to a manageble level.  Serenity, signing out....

Serenity
iVillage Member
Registered: 07-06-2003
Fri, 10-19-2012 - 10:51am

I think that it's a smart approach.  If we focus on trying to accomplish too many things at once, the brain seems to revolt at some point.  You're doing great in my opinion!

Kassandra

"It is said that life has its peaks and valleys.  The challenge is to accept them equally and experience them

iVillage Member
Registered: 09-19-2012
Fri, 10-19-2012 - 10:51am

That's great!  Congrats.  I'm sure it was no small feat getting those bills under $100.00.  I hate looking at the large numbers.  They are so daunting and depressing that it makes me want to give up.  You need to have the little victories along the way to help keep you focused.

Michele

iVillage Member
Registered: 12-31-2010
Fri, 10-19-2012 - 2:09pm
There are always new things that take the place of things you pay off - cars don't last forever! Good job on your approach. We just do a line item for medical each month at $200 and that is what they get. If we don't have a bill, that amount goes to savings or another bill that pops up. -Marie
#Marie
Community Leader
Registered: 08-25-2006
Fri, 10-19-2012 - 2:56pm

Marie,

Yea, I have pretty much concluded I will have to change my perspective on medical bills.  It used to be an occasional co-pay here and there for me or my DD12, and maybe a prescription, but that has changed. 

There are a few things they pay for in full that they didn't used to (like mamograms and basic blood work) so I am trying to be grateful for that. 

My DD26 health insurance actually PAYS HER to get her annual exam.  Yep, she gets a gift card for $100 mailed to her after her appointment.  And you will never guess where she works.  McDonalds.

 

Serenity
iVillage Member
Registered: 11-14-2008
Tue, 10-23-2012 - 10:46am
More and more I deal with my finances with how I "feel and think" about it. Sometimes things haven't changed, but how I feel about it has and so that makes it easier for me to deal with the day to day you know? If I feel positive(and this is how I try to feel) things seem to work out better and faster. I like your idea. I hope those three disappear!