Master of my money
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|Fri, 01-10-2014 - 10:23am|
45 days...Balance $3,342.00
I know I have not arrived at this point in the traditional way of budgeting. It's been a long, sometimes very hard budget to stick too. I'm looking so forward to once again being the master of my own money. To prove to my husband, myself and family that I can be financially responsible.
My New Year's resolution was to become more financially fit. So far I have started a FSA account with my husband's employer so the money that we use for prescriptions and doctor copay's is not taxed. Victory number two was getting to cable company to once again to lower my cable bill by $30 a month for one full year. I also started a rainy day/travel/whatever fund that you at a dollar a week and increase the payments by $1 each week for 52 weeks. My goal next Thursday is to fund the first 1/2 of our emergency savings fund and open a separate account for this at the credit union. Then when the bonus arrives later I have two months of living expense in reserve with a goal of having a third month put back by the end of 2014.
Today I plan on approaching our cell phone company. The billing has been messed up for months and I'm not happy with the mere 5,000 points they gave for all the inconvenice.
These may all seems like small steps, but for me they are a big deal. I want to be the master of my money once again. Not the other way around.