$650 a month in student loans...ouch!
Wow, everyone is so impressed! I should fail more often! Ha, ha!!Karen, in response to your questions about DD:She is still working at Health Canada and she's been extended until January 2013. She's making good money, so right now she's paying double her student loan payments and, after paying me a nominal rent,
I'm impressed with this post too.
It sounds like a very, very good plan.
I so want for you to have a car. I know what it's like to have to rely on public transportation year after year, in what sounds like a poorly served area. I had to take the bus for the last two days because, as you know, my car was in the shop. My nostrils were reminded of the stench of the (semi-?)homeless fellow passengers. It was that unique mixture of sweat, unwashed grime, and the unmistakable, microbial contribution of fermentation. Perhaps it's not so bad in Canada, where people are more civilized, but three hours of commuting a day is nothing to be envied.
It's wonderful that you are staying pro-active, even though you have to scratch your car plans for the near future. The timeline will extend farther, but it's not over. I hope that your financial situation will improve before too long.
I'm glad you'll have the use of your father's car on weekends. It's really no fun lugging things with you on the bus. (I've done it myself.) I'm sorry that your father can't/won't be more helpful. Getting more experience driving and knowing that you have options (at least on weekends) will improve your spirit. Hang in there. *HUGS*
I was going to reply but galstorelady said everything I wanted to say! Good on you Kate for seeing the positive and not giving up on your plans to eventually have a car. Your planning seems sound. And I honestly think that, in the next year or two, you'll manage it.
Kate, I loved how positive your post was, it didn't match the title at all! No where in there did I see you were giving up your dream, just shuffling things around and that is great. I am so happy for you.
Don't forget, you could run errands for dad too and it will make him happy and he might give you the car more often out of convenience for him.
Just out of curiosity....how much is your daughter working? Could she contribute a little to this car fund or more groceries or eating out so that you can put more money in there? How are her student loans sitting? I know she got help with some of the balance but still had some to pay.
You are doing great!
There's a silver lining to every cloud, isn't there?