November Goals!

iVillage Member
Registered: 09-29-2012
November Goals!
24
Sun, 10-28-2012 - 7:09pm

I know, I know. We all have Halloween to get through first. And, some of us are hunkering down for Hurricane Sandy. Crazy looking storm, isn't it?

It's almost November! How did your October go? Share how you did and what you're planning!

Didi

Community Leader
Registered: 08-25-2006
Mon, 10-29-2012 - 4:58pm

November goals?  Just keep plugging away at finances, homework and life. 

My SO hates the holiday season, so every November and December brings on a new challenge every year. 

I really need to purge out in the garage, and a little bit in the house, but I get overwhelmed and don't do anything.  My SO has figured out not to throw anything away, and is careful about moving my stuff.  But I don't blame him for getting tired of looking at my "piles" sometimes.  Bless his heart, he knows what brings me anxiety and really tries to be patient. 

Need to get back on FlyLady.  There it is!  My November goal. 

Serenity

Serenity
iVillage Member
Registered: 09-29-2012
Mon, 10-29-2012 - 6:24pm
Love FlyLady, especially for things like that. You can do it, Serenity! Any little bit is something :).
iVillage Member
Registered: 10-17-2010
Mon, 10-29-2012 - 6:43pm

Congratulations on the LOC getting to zero and making your overall goal number!

iVillage Member
Registered: 10-28-2009
Mon, 10-29-2012 - 8:13pm

I am in southern NH, Sandy has been pounding away all day, heavy wind & rain......but nothing catastrophic- thank goodness! Hope everyone is doing alright. Iv kassie is in NYC, right?

My October Goals were:

* we have some planned maintenance - furnace, lawn care, fall plants, decorations, etc. I am estimating $400 for everything. ~Furnace maintenace has been scheduled, lawn care products are purchased, but not used yet. Stayed within the budget 

* pay extra towards my mortgage principle. I am hoping to knock 9-12 more months off my mortgage  ~I had a change in plans early in the month and had to switch into savings mode. I will stay in this mode for the forseeable future, obviously not a bad thing. My longterm plan is to apply what I save towards my mortgage, so hopefully the end result will be almost the same.

* again, hoping for some info so I can plan a trip! I need some time away! ~ still no info available!

* I have a few scattered days off from work, nothing much planned, hopefully I can keep it simple. ~ended up just relaxing, didn't spend anything out of the ordinary

***My November Goals are***

*Make a Christmas gift list -  people, gift ideas and dollar amount

*Continue to save for longterm plan

*Info for trip? Hopefully.....

Good luck to everyone and for those effected by Sandy - stay safe!

iVillage Member
Registered: 11-14-2008
Tue, 10-30-2012 - 4:20pm

I think for November I would just like to play catch up and stop the bleed for spending. We don't usually go crazy for Christmas so this should be fine. We will have to pay curling fees and I have a girl dinner sceduled that i am looking forward to so that is a bit of spending I guess. Need to get out a bit more anyway and have some adult time! Those things don't cost too much though so it will be worth it.

iVillage Member
Registered: 10-13-2012
Thu, 11-01-2012 - 3:36am

Hi all,

October was an average month for me. I managed to pay off some small bills/debts, but two of my children had their birthdays in the same week at the end of the month, so it was a bit of an expensive week (worth it though!)

November goals:

Pay off more 'smaller' bills

Put a thousand on my credit card

Start putting money away for Christmas

Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Thu, 11-01-2012 - 11:27am

November goals are

Stick to $160 week food budget and $30 week household

Save $1100 for TX vacation--should cover pet sitter, all activities, and eating out  (DH's company will pay for travel, hotel, and his food)

Finish holiday shopping and wrapping-cash for it all

research treadmills and telescopes

 Oct. goals were

Empty out old house completely and get on market as a fixer upper-get it sold-turned this over to DH-- its  on market

Pay off hospital bills $400, $100, $75-done

Put $250 towards EF-done

Put $250 towards short term savings-done

Put $400 towards Dec. vacation-done

Stay within $250 halloween budget-decoraitons, candy, costumes, activities-spent about $150

Buy rest of DS's holiday gifts (reserve $100 for any last minute shopping for him)-done and gifts are wrapped

Buy 2 rolls of stamps for the2 great-grandma holiday gifts-done but decided against stampsd for one of the grandmas will keep and use them for us

Stay within $350 clothing budget for DS-still needs a few items, I underestimated how much things cost

Stick to food budget $150 week and household $30-not happening, upping budget to $160 week for food

iVillage Member
Registered: 10-01-2008
Fri, 11-02-2012 - 4:19pm

We paid the Dentist in full so this is the first month in a long time that we owe no dentist or doctor bills.  My health is OK...but not super.  Lot of arthritis problems, especially with my back.  I'm not a fan of cold damp days like we have been having.  BUT.... now ...on to November Goals.  

Start purchasing Christmas gifts and save more money for Christmas.  Gee whiz, you think it would be getting easier....I've been on this budget for 3 yrs. now (since DH got his new job) you would think I'd have the hang of it.  But as someone one said, life keeps getting in the way.  Nothing big, just little stuff like high gas prices, higher food prices.  I seldom purchase anything other than nail polish for myself (newest hobby, & I luv it).  I'm talking CHEAP stuff!  

I've got to schedule a mammogram before the end of the year and a recheck with my heart doctor for my pacemaker in January.  I need to double check with the insurance company to see what exactly they will pay as I don't want to be stuck with a big bill like last year for going to the wrong place to get a mammogram. 

Take care.   Big Hugs to everyone....I've missed being able to get on the board.  All I can do is respond,  I cannot start a topic...

iVillage Member
Registered: 07-06-2003
Fri, 11-02-2012 - 7:32pm

I can't remember or find the post of what were my October goals but if one was related to fitness I would say that it was an EPIC FAIL LOL!

Here's my only November goal:

1.  Throw everything we possible have to pay off our remaining debt of $4474.04 by November 30th.  It's a real stretch but anything is possible!

Kassandra

"It is said that life has its peaks and valleys.  The challenge is to accept them equally and experience them

iVillage Member
Registered: 12-23-2005
Sun, 11-04-2012 - 1:55pm

Ok here goes this is my first time doing this ! Excited about finding a group to check in with!

November

1. Pay for a half of beef I am thinking around $900

2.Pay off lawyer bill for contract on our rental house $325

3. Pay off another bill from accountant $125

4. Try to pay extra on Jcpenny CC, Gemoney CC and Dell CC so I can pay them off next month.

And one last thing I need to get snow boots for both my girls holding off as long as possible means we don't have any snow in the next 7 days any ways!!

Mandy