Part-time/new career ideas and budget issues...

iVillage Member
Registered: 07-27-2009
Part-time/new career ideas and budget issues...
9
Thu, 07-14-2011 - 3:13pm

I am so frustrated right now! Something has to give, I cannot keep up with bills anymore. I have a BBA in

JenAaron.jpg picture by jen2075


iVillage Member
Registered: 12-31-2010
Thu, 07-14-2011 - 9:08pm
You have 10% of your pay going to tool companies for DH's work. These companies charge a lot and extract a great degree of interest. Look for tools online for much better deals, or even at pawn shops.
Check with other state officials in other areas to see if you can get reimbursed for gas or cell expenses as they are used for work, you should at least be writing them off on your income taxes.
With your degree in finance, could there be other positions out there with companies that do real estate investments? Brokers or such in your area?

Just look online at some job networks to see if tthere is anything out there OR check with your college's placement center to see if there is anytihng else listed.

I also recommend every professional to be active in their professional society so they find out about jobs through networking before they are posted - are you involved with a professional group? It might well be worth the membership in a future job.

-Marie
#Marie
iVillage Member
Registered: 07-14-2011
Thu, 07-14-2011 - 9:42pm

Hi,

I totally understand your fustration. I too struggle, but mostly I am in this position due to the fact my husband was laid off for a year and a half during 2009 etc.. I also had a special needs child that passed away so I still have insane amounts of medical debt. I am telling you this in hopes that you will think gee it's not that bad. I too do the bills at my home, and sometimes feel like it is my fault as well.

Now the good part. You said you coupon like mad. I always use to cut the Sunday coupons, and use them at the store. However, until four months ago I was not using them properly. I now literally save half or more on my grocery and drug store trips. Basically you match up your weekly sales with your coupons. You don't have to stock pile or hoard, just get what your family would eat for six weeks when you see a good deal. There are literally tons of sites that do the coupon matching for you. I am launching a web blog with a friend of mine telling how to coupon, and reviewing coupon sites that are on the net. This will also include budgeting tips. If you want I can send you our guide Couponing 101. It's a 2 page instruction form.

Best Wishes,

iVillage Member
Registered: 07-27-2009
Thu, 07-14-2011 - 11:26pm

Marie,

Thank you for replying.

JenAaron.jpg picture by jen2075


iVillage Member
Registered: 10-09-1999
Mon, 07-18-2011 - 10:48am

I feel your salary is probably in line with what you can make with the county...I live in rural northern Wyoming

iVillage Member
Registered: 11-14-2008
Mon, 07-18-2011 - 11:40am

Do you not get

iVillage Member
Registered: 11-17-2007
Mon, 07-18-2011 - 4:22pm

This may help you. I am just putting it out there Ok. You have a BS in Spanish right. Can you get a job part time teaching Spanish in night school somewhere or on line. . You have on line schools that teach Spanish courses that you can do from home., then you have people that speak total Spanish and want to learn English to get work. You might be able to teach. And then you have high school kids that need Spanish to get into college who needs help. At least you did when I went to school and my son did. That law may have changed. And you have customer service where they need people that need people who

Community Leader
Registered: 08-25-2006
Mon, 07-18-2011 - 6:43pm

Fair pay is really too relative of a question to answer.

Serenity
Avatar for 2locachicas
iVillage Member
Registered: 05-14-2003
Wed, 07-20-2011 - 9:50am

I posted my comments directly next to your specific line items. But also wanted to say, spending 20% a month on gas is ridiculous on your level of pay. Is it possible your boss wants to keep you around because you are actually saving them money?

As for other jobs, you seem well educated what about being an online professor? baker university, Kaplan and many more hire all the time and the pay is good.

iVillage Member
Registered: 07-27-2009
Fri, 08-05-2011 - 2:09pm

Yes, I do get reimbursed for fuel at the federal government rate ($.55/mile). It barely covers fuel, let alone maintenance and wear and tear on the vehicle. There is an option for cell phone reimbursement, but it is such a PITA to get that it is hardly worth it to jump through the hoops.

DH works for a National trucking company maintaining their rental fleet, so no self-employment issues. He has slowed purchasing tools and now only owes around $200 to one account, so that is MUCH better that I thought still $20 a week though.

I took your advice and looked into deferring my student loan. They accepted it and it is on hold till this time next year, YAY.

JenAaron.jpg picture by jen2075