Please tell Murphy ....

iVillage Member
Registered: 07-15-2003
Please tell Murphy ....
9
Mon, 02-06-2012 - 12:00pm

that I don't want to be his friend. I don't want him in my life at all, can someone please tell him to GET LOST?

I was getting ready to update my "feeling sick" post to tell you all thanks again for the support and to report that I was feeling more positive once again. DH and I both had to be at work at 8 this morning and he kindly went outside to warm up both of our vehicles. Well, his Jeep didn't start at all. :( So now we have to figure out how to pay to have it towed to a repair shop, how to pay for repairs, how to live with one car with three jobs between us, etc. etc. etc. etc.

Frustrating and depressing. DH is beating himself up very hard right now so I'm working on being the positive person, wish me luck .:(


 


Daisypath Anniversary Years Ticker

iVillage Member
Registered: 10-17-2010
Mon, 02-06-2012 - 12:20pm

Oh, heavens...

((BIG HUGS)) iv_aingeal.

iVillage Member
Registered: 11-14-2008
Mon, 02-06-2012 - 12:59pm

Oh big hugs IV! Vehicles are the worst! If you have fantasically new reliable ones the payments are terrible. If you have older ones the repairs are terrible and they could just stop on you. My payments are coming to an end for my car in June and I have already told myself I need to up my car repair sinking fund before that, because that is when things start breaking down....when you get it paid off! Urgh! We bought our truck 3 years old, have payments on it and it could still have something major go wrong with it!

iVillage Member
Registered: 10-01-2008
Mon, 02-06-2012 - 1:43pm

NO NO...Murphy...go AWAY!

Norma


"Patience is the best remedy for every trouble"- Plautus


Avatar for mahopac
iVillage Member
Registered: 07-24-1997
Mon, 02-06-2012 - 2:55pm

So sorry for this miserable time you're going through.

iVillage Member
Registered: 07-15-2003
Mon, 02-06-2012 - 3:56pm

Thanks again everyone.

DH is beating himself up over being nearly 40 and still struggling. He feels at his age he should be more established and that we'll "never get ahead". I definitely feel that way too at almost 30. I don't have a lucrative career, a reliable car, a great savings, etc. We really feel like we just get further behind every day and will never get to do the things we want to do in life. Even after we pay off all of our debt (which will take more than a year at the bare minimum) that will still only give us an additional $488 a month.

The communication between us about money did greatly improve since my last post. We talked everything out and I explained my issue with the "permission" comment. He is just angry at how tight our finances are and frustrated at not having any money, and that anger was directed at me. I will not being working on the monthly budget alone anymore, we will sit down and do it together. However, monthly budgets aren't a concern at the moment ... getting through the rest of the week is the main concern at this point. :(

No final word on the Jeep yet. 2 issues on the list (so far) of things that must be fixed (and paid for) before the Jeep will pass state inspection (due this month, of course).

I also applied for a new job today, so fingers


 


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Avatar for poorboy2011
iVillage Member
Registered: 10-02-2011
Mon, 02-06-2012 - 3:56pm

My car had to be towed three times last year. The first time was the first day I got it. The repair cost for the year approached uncomfortably the Blue Book value of the car. So I get car problems and the stress they bring.

iVillage Member
Registered: 07-15-2003
Tue, 02-07-2012 - 1:00pm

Thanks poorboy. :)

update on us - Jeep repairs will cost $660. *sigh* We gave the okay for the work to begin, because 1 car for 3 jobs just wasn't going to work at all. Things are obviously very tight with our bonus being 2 weeks later than expected, our two trips coming up, etc. No matter what, we will figure it out and we will get through this. For now, we decided to pull money from the e-fund to pay off our one credit card, and then use that credit card to pay for our trip (trip comes before bonus, otherwise we'd be able to afford it in cash). At the end of our trip, DH's parents are reimbursing us for part of the trip costs so we will pay off as much of the credit card as possible then. This isn't so bad, as the balance over all (if there is one) will end up being less than it was before. Due to the Jeep situation, we are pulling more money out of the e-fund (almost the whole thing) to cover those repairs. It has to be done. We will do our best to re-establish the e-fund ASAP. Once we know for sure how much the trip costs, how much having our taxes done costs, the final bill on Jeep repairs, how much his parents so generously gift us, how much the bonus is on the 17th, etc. we will know where we truly stand. I am also due a paycheck from my second job tomorrow of an unknown amount. In addition to my normal hours I took a "short notice" assignment late Saturday night so I will get extra in my check for that.

I repeat, we are going to be okay, we are going to be okay, we are going to be okay .....

Really hoping I hear from the local University soon re: a job I applied for yesterday, and I'm also in communication with the Career Center person at the University I graduated from about job prospects. Fingers crossed I can increase my income, and soon!

And at least I had an e-fund to pull from! This is the first time I've ever really used it. It's SO HARD to withdrawl that money, but where would we be if we didn't have it? It will take forever (again) but I WILL build it back up again eventually!


 


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Avatar for mahopac
iVillage Member
Registered: 07-24-1997
Thu, 02-09-2012 - 1:43pm

Congratulations on HAVING an e-fund!

I know that it can be very hard to spend the money you saved up for something - but in this case, that's what you were saving it up for.

Community Leader
Registered: 08-25-2006
Fri, 02-10-2012 - 4:56pm
What matters is that you had the money for the repair. I can get so anal that so far I have not labeled my "extra" money. I can be almost too detailed oriented that I can drive myself crazy.

Because if, in your mind, that was a skinking fund, you would be OK with spending it, because that is what a sinking fund is for. Right?

Not saying funds should not be separated. But when you are still trying to pay off debt, the lables can be fruitless.

Just one way to look at it. That's all. :)
Serenity