Find a Conversation
|Wed, 03-20-2013 - 8:43am|
You know what kind of people we have here? Determined dedicated ones thats who! It took me 6 times to try to post! LOL!
Well my ticker for the store roof is just under 10 grand. Going under that just makes you feel good. A long way to go but making progress. I took out that loan in July of 2012 for 30, then put back 7 when I didn't need the whole amount for the roof. So it was really for 23, but they gave me 30 in case I needed more. I guess that is how those things work. I suppose some would keep the whole thing but not me.
Plus I used to have truck loan ticker but it disappeared in the change over. It was at 20 and is now at 4380 in a c ouple days after the payment has gone through . That is exciting as well. If we didn't put extra on it and just made regular payments it would be gone in a little less than year. I hope we can make extra payments on it.
So I am happy with this phase of the debt repayment. The truck is our last consumer debt. I'm not saying we will never have another car payment but it is good to be in this position and I am proud of us.
Boy! We have paid off a lot of debt since 2008
Personal credit line of mine $30,000, Student loan of DH's 38,000, Land and Building loan for my business $35,000, a jetta 27,144, now the truck we have paid off just over $15,000, and we have bought some things and saved some money, and started retirement funds. This is doable folks, and we are about medium income earners, not high. I guess we just lived off one income and did what we wanted to with the other.
I say it is high time we started the next phase of our lives, getting back to work for me and saving for a house. Soon very soon.
Take care everyone. I just wanted to express a little positive here, i think we needed it, along with some spring please!