Simple math that is helping me...
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Simple math that is helping me...
| Thu, 04-19-2012 - 6:29pm |
I realize that this concept is pretty obvious, but for the first time I did a little math on my CC interest and minimum payment.
(p.s. I was denied the 0% offer on my current CC.
Serenity
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Bex -
Something about 100's for me I think. Recently I paid an amount on a bill to get it under $200. I don't get too excited in middle. Or like my CC, it more like every $1,000 at this point. But $1,000 payments are impossible, so I went down to calculate by 100's.
Glad to know I am not the only one who calculates that kind of stuff.
Ha, ha, that's the good thing about numbers : you can always count on 'em!
Kate
Yes, it is whatever works and whatever motivates you to get to that next 100. Seeing it drop is very exciting! Seeing less interest paid is so satisfying.
My promotional 9.99% is over and the interest went back up to 13.98%. Maybe this will work to my advantage and I can ask about another promotion, now that this one is over.
Well, time for more simple math. Sigh...
I don't know the daily interest on the debts we have left, I just try to make my payments even - like my car payment is to the next even 100 all the time.
I do it the same way as you Marie, I like to make sure it is an even hundred or fifty, but if i can't swing it I will go for 75 or 25 :) DH thinks it is funny. In my mind it helps me keep track of balances to go with "even" numbers. Likewise with the .5s on treadmills, lol.