Things are good, but ugh....

Community Leader
Registered: 08-25-2006
Things are good, but ugh....
5
Thu, 01-16-2014 - 6:47pm

Okay, partially posting to keep the board busy, but also partially frustrated.  

The medical cost at the dermatoligist is just frustrating.  Okay, of course I don't want to get sick and these things need to be treated, but my co-pay went up from

$25 to $35 and my deductible went up to $1,250.  I realize it could be much worse, I know.  But the clinic is tightening up their accounts receivable and are not as flexible as they used to be.  I do think they will continue to take monthly payments, but they will want most, if not all paid off before I go back in.  

So, I cancelled my appointment for next week (which was only a follow up, and another $35) and I will just have the spot re-checked at my normal check up.  Which will be March again already.  

I am learning how to get my "monies worth" there, but still.  (i.e.  it costs the same $135 to get one spot froze off as it is 15 spots)

They have every right to want their money in 90 days, but it seems I can't get out of there without a $300 dollar bill.  

I will say I am so very lucky that my melanoma was removed BEFORE my insurance made all of these changes.  It was done in a surgical room, but in the same office so I only had to pay a co-pay.  Have to find a silver lining in here somewhere.  I just got my DH signed up for his health insurance and although yes, right now he is paying the premium in full, he has a better plan than I do through work.  (hoping after we get hard numbers for our tax return he might get a little bit of assistance)  

Okay, enough whining out of me for one day.  Glad I am not digging, but can't seem to get ahead.  Always something....

Serenity

Serenity
Community Leader
Registered: 08-25-2006
Mon, 01-20-2014 - 1:14pm
Yea, just meaning not getting myself into more debt. Hormones don't help the mood swings, either. :) I'll get there eventually.
Serenity
iVillage Member
Registered: 04-08-2008
Sat, 01-18-2014 - 2:10am

What is digging? Getting into more debt?

Sorry to hear about the health issues, that sucks!!! But you are getting it taken of and doing the right things. That is all you can do.

Slowly but surely...

Dee

iVillage Member
Registered: 04-10-2003
Thu, 01-16-2014 - 8:47pm

Sorry. Stupid duplicate


Bex -

iVillage Member
Registered: 04-10-2003
Thu, 01-16-2014 - 8:46pm
Sorry to hear the frustration Serenity. But as you noted, at least you are not digging. Your health is always first and even if it means you have to tread water for a little bit longer, its worth it! Hang in there! You're doing great!

Bex -

iVillage Member
Registered: 04-10-2003
Thu, 01-16-2014 - 8:45pm
Sorry to hear the frustration Serenity. But as you noted, at least you are not digging. Your health is always first and even if it means you have to tread water for a little bit longer, its worth it! Hang in there! You're doing great!

Bex -