Total Damage . . . $7K :(
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| Thu, 01-05-2012 - 8:40pm |
So I had a few quotes for furnaces. Once all is said and done, I am out of pocket $7k :(
The good news:
1) The install happens tomorrow. I am considered a priority because I am considered a "no heat" home and therefore they bump the other jobs (which are homes that are under construction);
2) I ended up replacing the furnace and air conditioner. With the package deal and rebates that are ending in March, it only cost me about $2K more if I did it now versus $4k if I wait.
3) My AC is in a really odd spot. They are going to relocate it to the other side of the house;
4) The furnace and AC are highly efficiency and will save a boat load on utilities (no wonder they were so high for one person)
5) I got a 6 month deferred payment program so no payments and no interest for 6 months. That will give me time to get the rebates as well as my tax return. In the meantime my mortgage is up for renewal so I may look into a line of credit to get a low rate.
All in all I'm suprisingly calm for someone who just dropped $7k. Oh well. Life goes on . ..
- Treating this like a pregnancy 3
- My accountability vent below... 3
- Up up up, my bills keep going up . . . 6
- Both good news and bad 5
- Balances & count down update 3
- For Those Who Don't Believe in Using Coupons 6
- Anyone Else Feeling Budget Fatigued? 13
- Organized finally 4
- Consumer debt free! 13
- Board update, sort of.... 1
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Personally I would have paid cash to fix the old unit to get you through the
I figure by the time I have some equity in my house again it will time for a new roof. Such is life...
Uhhg! See no one can plan for everything. But I love how you have it figured out how to pay for it already. I'm with Marie. I'm glad you didn't start that reno yet. I would save for it before I started it. There are too many unknowns. Or...do it in stages. Its not all or nothing with a reno like that especially with mom out of there. Baby steps.
You will make it through this!
Soon you will be loving your new units and your lower bills. Keep your spirits up!
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Here's a 'power' flake challenge for you Bex.
Norma
"Patience is the best remedy for every trouble"- Plautus
Sadly, I am including the rebates with the $7k number (ick). I have the energy audit scheduled for tomorrow at 11 and I am going to get him to come back asap so that I can get the rebate in asap (it takes 3 months!). The rebates will go right to the loan!
Bex -
Mortgages are not a tax deduction in Canada (I wish they were . . . it would be so awesome for me!!!)
Yes, I should be getting the raise between March and May (depending on when it goes through). My boss pulled me aside yesterday and told me that was the plan! I am hoping it will be at least $10K of which I would take home about half (so about $200 more per paycheck). That would be HUGE!
Bex -
Bummer that it costs $7k, but glad you are getting one installed & have a plan of attack.
Bex -
This is recoverable.
Aw Bex, I know it hurts to drop that kind of "cash", but you've got a plan and it sounds like all in all you've got a pretty good deal.
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