What have you given up or learned to do without or what do you do right?

iVillage Member
Registered: 05-09-2002
What have you given up or learned to do without or what do you do right?
Wed, 01-04-2012 - 11:17pm

I feel like the start of the new year can be exciting and very overwhelming debt wise.


iVillage Member
Registered: 10-01-2008
Same here on #1....I really don't miss this at all. DH actually sprung for McDonald's Saturday night. LOL, our small town does not have many restaurants.

Congratulatios on your hard work on the Credit Cards. I hope 2012 goes exactly as planned.


"Patience is the best remedy for every trouble"- Plautus

iVillage Member
Registered: 12-31-2010
Love this post and seeing how many good things people are doing.

Things we are doing right:
1. Putting at least 15% away for retirement.
2. Paying off debt - have paid off over $90k since 2008
3. Paying for kids college to help them get on their feet
4. Having a spending plan projected out every month for a year, so we plan what is coming in and out
5. Not giving up travel and fun, have still vacationed every year.
6. Are paying cash for our retirement home now, so it is paid off upon retirement
7. Cook 90% of our meals at home, and 95% of our lunches are packed.
8. Have a close family through all of this, with kids who like to play cards, board games or have learned to fix things instead of wanting new.
9. Using cash for daily spending so we are more in touch with our spending
10. Getting closer to DH with our talks about goals, dreams and our finances.

What have we given up:
1. A larger house - downsized from 3600 sq ft to 1600.
2. New cars every couple years, we now drive them for about 8 years, kids cars are 12 and 14 years old.
3. Free spending. We plan what we spend, but do have blow money each week (just got swim goggles on sale with my blow money, $12) so we plan purchases more and really think about things before we buy (needed goggles for 3 months, finally found the one's I wanted on sale.)