You all think you fell off the wagon...

iVillage Member
Registered: 12-31-2010
You all think you fell off the wagon...
8
Sun, 03-11-2012 - 8:07pm

I see the members of the board struggling lately with staying on track and I think I am at the head of the line on falling off.

#Marie
iVillage Member
Registered: 12-31-2010
Thu, 03-15-2012 - 12:43pm
Good job on the progress, Emily...
I paid off all the store credit cards yesterday as well as DH's business card that was over $18k just 3 years ago. We have paid off over $115k in the last 4 years and are in a lot better shape now, with out kids having completed 3 years of college combined (5 more undergrad to go, but we are 1/3 of the way there.)
Dh is doing great in his job, so that takes pressure off me a bit.

I think we all learned a lot of lessons and 2012 is turning around for many.

-Marie
#Marie
iVillage Member
Registered: 02-19-1998
Wed, 03-14-2012 - 7:49pm

Yep as everybody is pointing out - ya gotta live a little once in a while! Most of us can't be superthrifty and live ascetic lifestyles all of the time. As long as you are still reaching for that goal and you had a plan for paying/paying off for the trip.

Last Friday I FINALLY got my new stove after having no oven for 5 months. I got the one I really wanted - a smoothtop with the features I wanted. It was a floor model and they were willing to deal so I got the price I wanted to spend too. A real dream come true for me. Yes I could have gotten one off of Craigslist but the stove was important to me so I went for the good one. We also had to get a new fridge last August but we got the very very basic model since that wasn't as important to me.

It is a matter of priorities. We also got new phones for dh and dd - dh had a 6 year old Razr phone that was no longer holding a charge. I have some other things I want to spend a little money on too but I was also able to put $2k in the emergency fund - which was down to zero. And if I get the expected bonus at the end of the month at least half will also go to the EF. I have promised myself I'll not get into that situation again - took too much for granted in the past.

Wake up calls hurt but I think i learned my lesson.

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iVillage Member
Registered: 01-30-1999
Wed, 03-14-2012 - 5:50pm

Well, DH and I are going on a cruise May 4th! I'm at the point that if I wait til I'm out of debt then we'll be too old to enjoy it!! I have paid for the cruise and the excursion and have a spending budget of 1500.00 so I'm determined to enjoy every minute!!!

Can't wait:)

Michelle

iVillage Member
Registered: 11-14-2008
Mon, 03-12-2012 - 2:38pm

You didn't fall off the wagon. Your job is no longer there. You would still be paying off debt at a rapid pace if you had it. And I bet you have one before the month is up. Minor set back you were not anticipating.

Glad you had a great vacation!

Avatar for mahopac
iVillage Member
Registered: 07-24-1997
Mon, 03-12-2012 - 1:34pm

Vacations are meant to be vacations, not more struggle.

iVillage Member
Registered: 12-31-2010
Mon, 03-12-2012 - 1:03pm
Kellie and Tracey -
Yes, we did have a fantastic time and this is probably one of the last vacations we will have with both our kids. They are in college now and want to go off with friends next year, which is fine, because it means they foot their own bill.

I spent some time doing the budget and it looks like we will be more than OK through fall if all goes as planned.

-Marie
#Marie
iVillage Member
Registered: 06-18-2004
Mon, 03-12-2012 - 12:55am

Sounds like you had a great time.

Community Leader
Registered: 07-26-1999
Sun, 03-11-2012 - 10:43pm
Glad you hAd a good time Marie, you deserve it! And if anyone can reign in spending and get back on track, it's you! Hugs!
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