Accountability 1/21

iVillage Member
Registered: 04-10-2003
Accountability 1/21
Mon, 01-21-2013 - 8:55am

How was everyone's weekend? I was home sick for most of it which meant too much eating out (to the tune of $75 over the weekend!) So now I have $40 unti Friday but limited food options. Oh well, My own fault. I'll have to stock up on some essentials!

I also bought a bath mat and furnace filters. $25 from the house fund.

So my debt is as follows:

Car Loan as of 01/14/2013: 6895.94

Car Loan as of 01/21/2013: 6764.19

Difference: $131.75

Student Loan as of 01/14/2013: $19,050.21

Student Loan as of 01/21/2013: $19,068.62

Difference: + $18.41 (this is because interest is calculated daily. I made the payment on Friday so it will show up at next week's check in :)

HELOC as of 01/14/2013: 12,369.56

HELOC as of 01/21/2013: 12,098.16

Difference: $271.40

Total debt as of Jan 6, 2013: $38,592.31

Total debt as of Jan 14, 2013: $38,315.71

Total debt as of Jan 21, 2013: $37,930.97

Difference from last week: $$384.74

Difference from start of year: $661.34

I also have $1125 in my efund and $1300 in my sinking funds. I am going to make 2013 the year of the debt wipe out!

Bex (who is still feeling motivated)

Bex -


iVillage Member
Registered: 07-24-2001
Thu, 01-24-2013 - 4:02pm

ug . . . overspent by approximately 165.00, but 90 was for a blower for my H's car (a reasonable expense given the age of the car . . . H bought the part and installed it himself even though he was sick, sick, sick with the flu and it was cold, cold, cold in the garage.  Honestly I think he really enjoys working on that car.)

I don't know if it's the dark, dreary, cold days or what, but I can't seem to get out of this funk.  It's just so frustrating to overspend when I have nothing really to show for the over-expeditures.  My biggest treat in the last few months was I bought three skeins fo yarn - whoo hoo! Oy - I'm just irritated. 

And it looks like our budget is going to be really, really tight for Feb and the only spare cash we will have will need to go to much needed dental work.