Accountability 2/4

iVillage Member
Registered: 04-10-2003
Accountability 2/4
7
Mon, 02-04-2013 - 5:28pm

How was everyone's weekend? I spent a lot of time working in preparation for my work trip (in Tampa looking at the ocean as I write this!) I ended up overspending on food, I had planned $30 for SuperBowl but ended up getting groceries so my Mom would  have food while she was dog sitting. Ended up spending $80 total. Ugh. I'm away for work now so no spending if I can help it!

So my debt is as follows:

Car Loan as of 01/28/2013: 6764.19

Car Loan as of 02/04/2013: 6632.29

Difference: $131.90

Student Loan as of 01/28/2013: $18,946.92

Student Loan as of 02/04/2013: $18,965.22

Difference: +$18.30

HELOC as of 01/28/2013: 11,981.31

HELOC as of 02/04/2013: 11,825.25

Difference: $156.06

Total debt as of Jan 6, 2013: $38,592.31

Total debt as of Jan 28, 2013: $37,692.42

Total debt as of Feb 4, 2013: $37,422. 76

Difference from last week: $269.66

Difference from start of year: $1169.55


Bex -

Avatar for poorboy2011
iVillage Member
Registered: 10-02-2011
Mon, 02-04-2013 - 11:41pm

Ugh, Bex, I just dropped more than $800 at my dentist's. That's a crown plus some other stuff. And then I'll have to get another crown. Last week I was on a long interview trip, so I'm not ready to start accountability this week. (I'll be reimbursed for my travel expenses. So in about a month I should be getting more than $1,000 back. But in the mean time, I feel like I overspent.)

My interviews have gone well. I even enjoyed them for the most part, though I was still suffering from the lingering cold. Now it's a waiting game.

Avatar for turtleemom
iVillage Member
Registered: 07-25-2007
Tue, 02-05-2013 - 11:49am

Out of curiousity, who is reimbursing you?  Your current employeer isn't paying for you to interview elsewhere?  Why wouldn't the potential employeer pay upfront for plane, hotel, and food?  When DH was interviewing out of state it was nothing out of pocket.  All the travel and food was taken care of- 1 night in hotel, 2 days of  interviewing-2 lunches and dinner included-breakfast included with hotel.  I've just never heard of it any other way.

Avatar for poorboy2011
iVillage Member
Registered: 10-02-2011
Tue, 02-05-2013 - 5:56pm

The prospective employers will reimburse me. I'm an academic, and the universities commonly reimburse after the fact rather than paying for the guest. This may be a holdover from the old days when professors were assumed to be independently wealthy.

If you get a few interviews, you could be out thousands of dollars for a month or two. I know of people who got five interviews in one annual cycle -- that means five trips in the month of January. That's crazy. That's somewhere between $2500-$5000. I also don't know how you're supposed to fit these four or five day trips into four or five weeks.

iVillage Member
Registered: 02-11-2006
Tue, 02-05-2013 - 7:13pm
I am rockin' my new all cash grocery budget! I'm so proud of myself, but I must admit I have anxiety just before I go shopping because I'm worried I won't have enough money to buy enough food for the week. So far, with a little creativity and a little sacrifice, we've been fine. Our weekly budget is $150 for 2 adults and 2 school age kids, one of whom is allergic to wheat, soy, milk, peanuts, tree nuts, fish/shellfish. Previously I was using my debit card, so still technically "cash" but allowed for a little overage here and there. Yay me for figuring out how to use cash and stick to the budget!
iVillage Member
Registered: 04-08-2008
Tue, 02-05-2013 - 11:14pm

Still on our ski trip here! The mountain is gorgeous...had a fantastic sun set while skating on the outdoor rink last night and beautiful sunshine briefly today. I actually enjoyed the snow coming down in the afternoon - it was kind of romantic. Hill is very quiet.

Onto the accountability tho:

- we are eating out way more than we need or should. Room has a micro & hot plate so there is no excuse. Housekeeping even does the dishes if you leave them in the sink!!

- One night we had dinner in then went to the pub to watch the hockey game and spent over $50 on just alcohol! (we are not big drinkers but one of my drinks was $10 plus tax - too bad I didn't know that or I would have never ordered it!).

- We just decided to add another night onto the trip. Initially I had to be back for something but that got postponed and now we have the time off work and the kids do NOT miss us. I just called and they could care less if we are back - they are having fun with gram & gramps.

So we are way over budget but this is just such a recharging and fun trip. We are having so much fun and really enjoying our time. Still waiting for the front desk to call and tell me we can get the same deal I booked initially for that extra night tho (buy 2 adult lift tickets and get your room free)...she wasn't sure we could...otherwise it will be a lot more expensive than I really want to pay...gulp...

Total for food so far: $170 (including eat in and alcohol)

Room & lift tickets:$500

$70 to take the kids to hockey game the night we arrived

Another night should be $150

Plus we will have to take the kids tubing or to gymnastics on Fri when we get back to g'parents place.Going to be a pricey week but one to remember :)

Dee

iVillage Member
Registered: 10-09-1999
Wed, 02-06-2013 - 4:17pm

A little late checking in this week.  Enjoyed our long weekend out of town & loved the Styx concert.  My DH caught a bug on Sunday & I caught one on Monday so we didn't do a whole lot or spend much while we were gone.  Came home with $550 which will be a shot in the arm for some misc. bills & doctor bills.  We are getting by with our groceries too until Sat., as I usually buy once a week & skipped this weekend.  We had tuna for lunch, hamburgers tonight & baked some mix muffins at lunch for snacking.  Hopefully we can get thru the rest of the week.  We did get our taxes filed & will received  a little over $2000, thinking about putting $1000 on mortgage & $500 for me & $500 for DH to splurge.  We'll have to talk about it & see what we come up with. 

Have a good rest of the week.

cindylee

iVillage Member
Registered: 10-09-1999
Wed, 02-06-2013 - 4:20pm

?????