Accountability Mar 1, 2013

iVillage Member
Registered: 11-14-2008
Accountability Mar 1, 2013
6
Mon, 03-11-2013 - 9:02am

Good Morning everyone.

How did you do this weekend? Did you spend more than planned or keep it frugal?

My Youngest son turned 13. I took him for dinner and a movie. Some time just with him was so nice!  $60, plus a $50 birthday cash gift. He put the money in his bank account. I have taught him well! 

Other than that, I don't think we spent anything. However, I need some groceries and Costco run this week so that will be pricey. 

DH got a charge taken off his amex from some computer company that keep charging him. I am proud of him! He rarely does things like that. I find it helps if I equate the amount of money to what he could buy in beer that he is missing out on lol! HEY, whatever works!

Thank goodness we are over ear infections(medication $30) and the flu here with everyone! I need spring so bad. I wrote out what I want to plan in my garden and put it on my fridge.

Have a good week everyone!

iVillage Member
Registered: 10-09-1999
Mon, 03-11-2013 - 4:47pm

We made it thru our granddaughters 1st birthday!  It was a fun filled day but this gramma is glad its over.  It was celebrated at our house so lots of work went along with it plus I'm battling a cold & migraine.  The year sure flew by.  We got the quote on our new roof $6500, about $1500 more than we were hoping but we do have the $ set aside.  However, we want to tackle our bathroom as well so we'll see how much that will cost us.  Glad spring is on its way, I think the weather kinda turned & we are getting 40 - 50 degree weather now. I can handle that!!  Heading to the gym tonight, going to try to sweat this headache & cold away.  Have a good & frugal week everyone!

cindylee

Community Leader
Registered: 08-25-2006
Mon, 03-11-2013 - 7:02pm

Well, I got all of my homework done early, so we made an impromptu trip on the bike to the coast.  We splurged and spent the night.  It was just shy of 60 degree and no rain, so we had to take advantage!!!  

I paid for two meals that were around $60 total.  SO paid for one meal and the room.  

Microwave and groceries $116.00.  I won't tell you how much I spent on a carton of smokes.  Yell

Serenity
iVillage Member
Registered: 04-08-2008
Tue, 03-12-2013 - 2:10am

I went to an Usborne party and only spent $70 on educational books for the boys. That is pretty good considering I wanted to spend more...but I have another party next month.

Dh and I shared a 6 pack of beer on Sat night after he worked a long shift. It was $12.

And I took the kids to McDonalds after the soccer tournament $16. It was DS1's first "real" outdoor game. He scored 10 goals in 2 games.

That wasn't too bad!

Dee

iVillage Member
Registered: 10-17-2010
Tue, 03-12-2013 - 7:03am

The only money I spent was on groceries ($50) and new sheets for DD for her big girl bed ($12).  Other than that we were either in the house so I could unpack or on a bike ride or at the playground.

iVillage Member
Registered: 04-10-2003
Tue, 03-12-2013 - 8:42am
So, I was locked out for ever on ivillage so I'm late on my weekly posting. As for spending, well let's just say the sinking funds are very much depleted. However, that is what they are there for . . . right? I am doing my taxes tomorrow so I think that I will build them up a little with whatever little return I get (I know hhey are there to be used, but I still feel better when I have a nice cushion to cover whatever life throws at me). Good news . . . even though my sinking funds are toast, the CC is still clear! Car Loan as of 02/25/2013: 6500.25 Car Loan as of 03/12/2013: 6368.06 Difference: $132.19 Student Loan as of 02/25/2013: $18,739.73 Student Loan as of 03/12/2013: $18,643.45 Difference: $96.28 HELOC as of 02/18/2013: 11,736.23 HELOC as of 03/12/2013: 11,648.49 Difference: $87.74 Total debt as of Jan 6, 2013: $38,592.31 Total debt as of Feb 25, 2013: $36,976.21 Total debt as of Mar 12, 2013: $36,660.00 Difference from last week: $376.21 Difference from start of year: $1,992.31 Hmmm, only 2K in 10 weeks . . . I'm going to have to pick up the pace on this if I have any hope of coming even remotely close to my goal!

Bex -

iVillage Member
Registered: 07-24-2001
Tue, 03-12-2013 - 6:27pm

Oh geezzee, what a week.  I did put $277.28 toward the SL debt . . . but . . . it sure was a pricey weekend for me.  I budget $240 weekly for "discretionary" spending to cover everything from entertainment, groceries, vet bills, dental checkups, (basically everything that isn't a fixed monthly bill) etc . . . And we went over this amount by $136 this week.  That's a lot over, and I have a vet appointment for the cat tomorrow (to get her annual shots) so that will be another $86.  (I have some cushion built into my checking account to cover.)  So it will be more rice and beans and beans and rice for the next few weeks until I catch up again.

I don't know if it's this darn grey, crappy weather . ..  or that the debt I'm trying to pay down isn't actually mine (and I remain frustrated with my grown dd's attitude - not just about money) . . . I'm just having such a hard time remaining motivated to stay on financial track.

And now . . . I have to make a HUGE confession . . . 'cause I don't see any reason to lie to you guys . . . I just signed my hubby and myself up for $2,000 worth of sailing lessons (three days/2 nights out on the water with a certified sailing instructor).  I feel strongly that we NEED to be safe out on the water with our new boat.  So this really is a matter of being responsible . . . BUT . . . obviously no one NEEDS to sail at all. 

Bascially this translates to 5 weeks of NOT paying down the SL debt.

Ouch.

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Our only debt (besides the mortgage) is the student loans.

Jan balance $24,769.96

Current balance $17,908.80

YTD Payments = $6,861.16