I am in debt for $60k (more precisely,
I am going on a personal trip. Instead of getting a $240/night hotel room, I got a room at a cheaper hotel for $130. The hotel is farther away, and would involve more driving in and out of a big city. But I am behaving.
As a child-free professional who travels a lot for work, I actually manage to SAVE money from trips.
I think you have come to the right place.
I see some parallels between your background and mine.
This to me sounds like changing some habits, just replacing them with new ones or setting boundaries.
Some ideas about where to start.
Thanks, everyone. Many of the things you said are helpful. Marie's plan sounds especially effective. Your encouragement and advice feel more powerful coming from a community of people going through the same thing.