I am in debt for $60k (more precisely,
I completely understand where you're coming from.
I just got my latest CC bill. Before discover of my debt: some unnecessary spending. After: I've been pretty good. I'm hoping that this month I can stay at the same debt level, since I realized I was in such a financial pit in the middle of a billing cycle. I also have one more trip to make, and some more doctors to see.
I'm going to get rid of my car. I'll sell some other stuff, too. There doesn't seem a way around it.
Thanks, everyone. Many of the things you said are helpful. Marie's plan sounds especially effective. Your encouragement and advice feel more powerful coming from a community of people going through the same thing.
Some ideas about where to start.