Fell off the wagon!

iVillage Member
Registered: 07-17-2010
Fell off the wagon!
4
Mon, 02-17-2014 - 11:46am

? worked hard for 50 months to pay off nearly $21,000. It was paid off in August. At that point I planned to sock away most of what I had been paying on debt so I could retire a bit early. But it seems that I spent it and not saved it. So each paycheck was going to pay the credit card again. I'm still in good shape. I only owe about $1500, but I'm disappointed in myself for going down that road again. Any wisdom on how to stay debt-free once you get there? Or is it like losing weight and almost always gaining it back? What do you do to stay on track? Thanks so much for your support.

Nancy

iVillage Member
Registered: 07-17-2010
Mon, 02-17-2014 - 11:48am
I don't know how that ? go there. It was supposed to be an I. I guess proof reading isn't my strong point, LOL.
iVillage Member
Registered: 07-17-2010
Mon, 02-17-2014 - 11:49am
I don't know how that ? go there. It was supposed to be an I. I guess proof reading isn't my strong point, LOL.
iVillage Member
Registered: 07-17-2010
Mon, 02-17-2014 - 1:19pm

Sorry, it didn't look like it took.

iVillage Member
Registered: 10-01-2008
Mon, 02-17-2014 - 3:11pm

Well, in my eyes, $1500 is sort of like eating 1/2 a chocolate pie at one sitting.  It's not the end of the world, but a wake up call at how fast spending can rake up.  I suggest you do as we do when starting a diet, get rid of the tempting foods.  In others words, give you credit cards to a trusted friend to hold.  That way you wil lhave to ask for them and it's gives you time to think about the purchase you are considering. 

GOOD LUCK!