Long time lurker, first time poster
Find a Conversation
|Mon, 12-17-2012 - 2:53pm|
I figured I'd finally start actively participating. I am now undergoing a year of service to my country by being an AmeriCorps service member. AmeriCorps is a domestic branch of the Peace Corps. Instead of serving overseas for 2.5 years, in the AmeriCorps, members serve 1 year terms still within the country. Part of being in the AC means that I don't get paid! Members receive a living stipend and after taxes that equals $810 a month. We qualify for things like forebearance on our Federal Student Loans and SNAP (which I'm still waiting to hear from...come on DHS, I want to eat!) So as you can imagine, budgeting is something I need to be more active in.
In September my dentist told me I had the beginning stages of gum diseases so I've been getting a 4 part Gum Scaling procedures that cost $135 per visit and are not covered my my insurance so that's coming out of pocket.
My car also broke down 2 months ago and I've had to bum rides from people and I've been couch surfing with family. It's been rough.
I have 2 credit cards.
One with a balance of just below $3,000. Last December I made the decision to punch out debt so I cut up the card and have paid off about $1K.
The other card is up to $500 which includes 3 of those dental visits so far.
I'm going to have to buy a new junker car because I can't be without one. If I took the city bus from my mom's place to work it would take 2 hours instead of 20 minutes. BIG DIFFERENCE.
Anyway, so I'm starting to be active so I can stay in control. And tips or support would be immensely helpful.