New and Looking for Some Support
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|Sun, 12-04-2011 - 9:53pm|
So why am I here...well, a combination of unfortunate life events and some poor choices has gotten me into a pretty bad financial situation. I've avoided dealing with it for some time now, but I'm tired of trying to decide which bills I'm going to pay this month, being terrified of my car needing unexpect repairs, and ducking collection calls that are coming nearly once an hour now. Tomorrow I'm going to credit counseling to see what exactly my options are. I know I'm going to have to cut back...I already live a pretty modest life style...but I work as a social worker at a non-profit and I'm not paid too much considering how much student loan debt I incurred getting the education I needed for the job. I can't take a second job because I'm starting Grad School in January-yeah more student loans, but I'm only 24 and the added income I can get with an MSW should pay for the education pretty quickly.
I looked around for debt/financial support groups and there aren't any-pretty odd considering I live in one of the poorest cities in the country. The biggest one in existence, debtor's anonymous looks too religious for my tastes anyway. I guess I'm just on here for some moral support...I don't really know how I will get out of this mess, but I've chosen to believe I will find a way to do it. I don't expect this to be easy and having some type of support will help. Debt is something I'm too proud to discuss with my friends or family, so here I am.