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|Tue, 04-16-2013 - 5:10pm|
My name is Sarah and I'm here looknig for some help. I know many people here are in a similar situation, and I'm hoping some of you may have some advise or a good direction to point me in. I have something like 25K with of debt, but I don't know exactly how much. I don't know who I owe nor who I owe it to, NOR how I might start making payments. I know round about who I owe money too, but that's not a solid line up.
I've moved around 8 times in the last two years, for various reasons, so I've never had a consistent living space, or consistent bills or consistent jobs, so obviously making payments isn't going to happen when my paychecks cover rent, bus fare and then food maybe if there's anything left. Now things are a lot more solid, and I have a good home and a good job, and I'm trying to get my life back together. I want to go to school, but I can't go back until I start paying off my debts...
Because I've moved so much, I have basics in terms of living supplies. Because moving often means moving light, I haven't really been keeping my papers and bills and things like that, and all of the student loan papers are with my mother anyway, and we don't really talk. Who do I call about getting the names of the people I owe, and how much I owe them? I can find contact or payment information if I had those names. A credit score would be nice too, but I'm more afraid that looking at such a low number might just kill my motivation to do this.
Has anyone else had to do this? I live in Michigan and I'm 20 years old, if that information helps.