New to the board

iVillage Member
Registered: 01-02-2012
New to the board
5
Mon, 01-02-2012 - 2:25pm

Hi everyone,

I'm new to the board though I've been following posts for a while.

iVillage Member
Registered: 07-24-2001
Mon, 01-02-2012 - 2:45pm

Hey welcome!

I've only been here three months, but this board has helped me tremendously.

I started by building a budget (the best that I could.

iVillage Member
Registered: 11-14-2008
Mon, 01-02-2012 - 3:44pm

Hi Welcome,

iVillage Member
Registered: 12-16-2010
Mon, 01-02-2012 - 4:14pm

Welcome -- keep reading everyday.

Avatar for poorboy2011
iVillage Member
Registered: 10-02-2011
Mon, 01-02-2012 - 5:05pm

Perhaps you need to work out some numbers to get a more concrete idea. I was like you, overwhelmed with credit card debt and what seemed like endless waves of new expenditures. It was really helpful to work out a budget, not so that I can make myself stay within spending limits -- that never worked for me -- but so I can see how long I will need to get out of debt. This is a marathon, and the trouble I had before was treating it like a 100 meter dash. I always did well for a while, but then I would lapse. Before you know it, I was back to my old behavior. So that's what I'd recommend. Some people on the board may even be able to offer you professional advice.

iVillage Member
Registered: 10-01-2008
Fri, 01-06-2012 - 12:47pm

Hi & Welcome

Norma


"Patience is the best remedy for every trouble"- Plautus