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|Sun, 02-23-2014 - 10:36pm|
I am new to this board and can just use a little support and guidance. I am feeling alone in this debt freedom battle. DH seems like he is on board but it doesnt bother him as it does me. We are 21, 000 dollars in CC debt and have 46, 000 dollars worth of loans(i.e student loans, personal loan and 401k loan). I am feeling so overwhelmed right now. Over this past weekend i finally sat down and did a mock budget or at least a starter budget. And of course we are short. Its amazing how we have been getting by. I mean we are about 400 short and have probably been this way for awhile. Most of our CC are in collections and running from the calls are getting tiresome. I know part of the answer is getting second jobs but I am concerned with haveing sucky credit I wont be able to get one. And honestly and I know I have to get over myself on this one but I make over 50, 000 a year and my DH makes about 24, 000 a year. A part of me feels like DH needs to step up his game a bit. I know it shouldnt matter who does get a part time as long as it gets done. I am praying for guidance on that one. Any way I just wanted to share my story because honestly I dont feel like i have anyone to talk to about this. I am just not sure where to start. Well thanks for listening i do feel a little better just getting this off my chest and sharing my financial issues with others who could encourage and offer advise from their own experiences.