Time to get serious about paying off debt!
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|Mon, 09-17-2012 - 3:25pm|
I have been a regular reader/lurker and occasional poster on this board since 2006, I think. Our debt total has gone up and down over the years, but it's time to get serious about getting rid of it for good.
My husband is the main bread winner, and I do childcare out of our home for extra income. We have 2 sons, ages 11 and 8.5. Our 8.5 yo has 2 chronic health conditions and multiple food allergies. I feel like we are always stretched to the limits.
I am going to work on our debt in phases so it's not too overwhelming. Phase one current balance is $32,147.32. That includes a hospital balance and 4 CCs. It does not include the car, house, or home eq. loan.
IRL I am quite shy, but I am really going to make an effort to post here regularly for accountability. Time to get this monkey off my back!