Budgeting Programs?

iVillage Member
Registered: 04-18-2012
Budgeting Programs?
2
Thu, 04-04-2013 - 10:24am

Do you use a specific budgeting program or software?  If so, what do you love? Any that you'd suggest I stay away from?

iVillage Member
Registered: 04-08-2008
Sun, 04-07-2013 - 3:07pm

If you google Gail Vaz-Oxlade she has a pretty good one on her site. The only trick to budgeting is how you deal with the annual expenses (IMHO). I have set up an excel spreadsheet for myself that tracks all the budget and actuals. By examining this, I have become very knowledgable about our spending habits as they fluctuate each month. And I have a running total that tells me how of the account balance is allocated to those annual expenses and what I can use for debt repayment (snowballs if you know that term - regular payments are already in the budget) and savings.

Good luck!

Dee

iVillage Member
Registered: 04-18-2012
Tue, 04-23-2013 - 10:35am
Hi Dee, Thanks so much for the suggestion. I'll check it out for sure!