Help...don't know where to start!

iVillage Member
Registered: 12-30-2012
Help...don't know where to start!
Sun, 12-30-2012 - 2:07pm

Hi, I am trying to look for a grant to go back to school.  The school that I have been accepted into is an online school.  I am wanting to go for medical transcription.  My problem is, affording it!  I have been spending hrs upon hrs on the computer looking for grants and am ready to beat my head against the wall.  I'm so frustrated, especially today b/c my searches have all come up with minority grants.  Unfortunately, I am white, not black, hispanic, asian or disabled for that matter. (and by no means do I mean this in a racist way, so please don't take it there.) I'm just wondering if anyone can lead me down a road or even give me some names of grants to look in to.  I know that I will most likely be accepted for one, as I am currently layed off and have made less than $18,000/year for the past few years.  

Please Help! 


Amanda~beyond frustrated!

iVillage Member
Registered: 04-08-2008
Thu, 01-03-2013 - 9:22pm

Doesn't your school have a student services>financial aid section? They should provide the links to all the eligible grants/bursaries/awards available.

I am in Canada so I can't help you. Here, you are automatically applying for eligible grants when you apply for your student loan (you MUST apply for a student loan to be eligible, but if your grant covers your need you don't necessarily need to take out the loan...grr).

Good luck,


iVillage Member
Registered: 12-30-2012
Fri, 01-04-2013 - 4:34pm

Thanks for the reply, Dee!  Yes, the school does offer a interest free loan, but I still have to come up with the initial $1500 start fee, which includes books and the program, and then it's around $100/month after that....financially right now i'm strapped.  My only hope right now is that my husband gets a job next week in north dakota and then we will be able to afford it.  Along with a new computer, too, as the one that i have is ancient by 7 years old and doesn't have the running power needed.  Just frustrating.....

iVillage Member
Registered: 10-06-2006
Sun, 01-06-2013 - 4:51pm

Hi Amanda, I have been a medical transcriptionist for over 10 years. Please visit some MT forums and read through the posts from new MTs who have come there in despair because they are unable to find jobs. It is extremely difficult for newly trained MTs to find work now.

To reduce costs, MT jobs are going overseas, and hospitals, clinics, and individual providers are changing over to point-and-click systems that do not use MTs. There are fewer and fewer jobs and more and more experienced MTs competing for them. New MTs are having a very hard time finding work as employers who still hire US MTs are requiring 2 or more years of experience. My own employer requires 5 years of experience, and that is not unusual.

Please research the job prospects of this profession before you waste your time and money as well as someone else's money on training that may very well not lead to a job.

The ads for the training programs make it look so tempting. They claim you can stay home with your children and even play with them while you work and earn fabulous amounts of money. The truth is, you have to focus entirely on your work (no bouncing the baby on your knee and typing with one hand), the pay is very low now, and it is difficult for new MTs to make even minimum wage if they can even find a job.

Since money is tight for you now, please research other careers you can train for at your local community college that might offer better job prospects. Good luck.

iVillage Member
Registered: 08-02-2007
Thu, 01-24-2013 - 8:46pm

First just keep trying.  There is so many people struggling these days.  Be frugal and keep trying to save.  I found ways to save on my grocery bill, and that money now can go to pay something else.  I try to share the manufacturers with others that are trying to save.  Not all give them anymore, but the ones I found that do, I am trying to share that information with others that are struggling too.