Have you thought about refinancing?

iVillage Member
Registered: 11-18-2008
Have you thought about refinancing?
4
Fri, 02-03-2012 - 5:03pm

Just wondering if anyone else has refinanced their mortgages lately to save money? We looked into it about a year ago but the savings just weren't that good. Well, I'm glad we didn't because rates just kept going down, so we finally decided to go for it! We'll be saving almost $400 per month!

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Avatar for sinclairwife
iVillage Member
Registered: 07-21-2001
Fri, 02-03-2012 - 7:16pm

I sold our home when DH died.

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iVillage Member
Registered: 02-09-2011
Mon, 02-06-2012 - 1:37pm
We tried to, but didn't qualify. I'm a SAHM and DH isn't making as much as when we bought out house. That doesn't even make any sense to me. If we refinance, the payment is less. Don't they think if we're paying our bills now, we be able to pay them when they're less? Duh!
iVillage Member
Registered: 04-16-2008
Mon, 02-06-2012 - 11:44pm

The banks are acting weird these days.

iVillage Member
Registered: 02-09-2011
Tue, 02-07-2012 - 2:03pm
Thanks :) Sometimes they just don't make sense!