So, so long you can afford an insurance or have insurance through work, you are fine.
"a person with no insurance would have to pay for a normal doctor visit?"I can't answer that directly as prices aren't set & vary. A doctor may take a lesser payment for cash.Say for instance a regular GP visit is $150, or there about.I have really good insurance purchased through my husband's company. The company pays 1/2. All employees have the same insurance so we/they get a reasonable rate. I go to the doc. pay a $20 co-pay & the office sends a claim to my insurance company. The insurance co. pays the doctor 70% of the bill.
If I were on Medicaid, for people over 65 yrs. old, the doctor only receives about 45% of the cost of a visit. That's why some doctors wont take Medicaid patients or they limit the number of these patients.I heard some hospitals will negotiate the cost if someone is paying cash.My dental is an entirely different insurance company. I get two cleaning per year & a total of $1000 of work done before I pay out of my pocket. Same with eye care entirely different insurance co. For a check-up $10 co-pay the remainder is covered. Eye glasses the insurance covers about 60%.
Yes our countries are different,
Our socialwelfare does not work as yours,
No it isnt mine , it is