Silly question...

iVillage Member
Registered: 07-11-2006
Silly question...
11
Thu, 04-05-2012 - 3:18pm

On some level I understand that argument that people should not be required to spend their money on products

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iVillage Member
Registered: 04-16-2008
Thu, 04-05-2012 - 8:07pm

If those who opt out of paying for health insurance can get medical treatment anyway, then why should anyone pay for health insurance?

That's precisely why some of the "socialist" countries decide to provide healthcare and fund it with tax.

In the US, those without insurance will still receive treatment if they are in critical conditions (say they arrive at the emergency room with a heart attack).

iVillage Member
Registered: 07-11-2006
Thu, 04-05-2012 - 9:00pm

>>So the logic behind requiring everyone to have health insurance is it could potentially reduce the nation's overall medical costs.<<

Yes, but I am trying to understand the logic of NOT requiring everyone to have health insurance. I don't quite get it.

iVillage Member
Registered: 04-16-2008
Thu, 04-05-2012 - 10:56pm

Oh, sorry, I must have misunderstood you.

I cannot believe they have trouble understanding such a simple concept.

iVillage Member
Registered: 03-18-2000
Fri, 04-06-2012 - 9:26am
"That's precisely why some of the "socialist" countries decide to provide healthcare and fund it with tax."

I was very disappointed that the opportunity to provide health care for everyone via taxes was missed. Imagine the relief to employers not having to provide health insurance.... (At least those that still do.) Imagine too the security of everyone having health care which, IMO, is a right.

Those that want & can afford luxury surroundings or cosmetic enhancements can pay privately.

 


Photobucket&nbs

iVillage Member
Registered: 04-16-2008
Fri, 04-06-2012 - 2:00pm

I have very mixed feelings on this issue.

iVillage Member
Registered: 03-18-2000
Sat, 04-07-2012 - 9:17am

I too have lived in a country with national health care. Last year I returned for a visit predictably on the flight over caught a 'bug'. With a sore throat, runny nose my brother made an appointment at his doctor's. I tried to pay both at the doctor's office & the chemist's both place refused payment.... "We don't take private patients".

You make some excellent points.

If everyone went for a yearly check-up & heard from their doctor that they were causing their own health problems, because of their unhealthy diets/life styles. Give them a healthy diet sheet with goals to meet.

It's disheartening the numbers of children developing type 2 diabetes. Do these parents want their children to suffer this illness? Are they ignorant of the fact that one can avoid this illness?

Those of us that have health insurance are paying for those with health problems anyway through increased premiums. We're at the mercy of the insurance companies &

 


Photobucket&nbs

iVillage Member
Registered: 08-30-2002
Sat, 04-07-2012 - 5:59pm

Even when you have health insurance in the US, what it will pay for seems.........bizarre. I have a chronic degenerative condition that causes me a lot of pain. In addition to my chronic condition I was diagnosed with tarsal tunnel syndrome in my feet, so I was sent to a podiatrist. He has recommended orthotics that cost about $300. My insurance won't cover any of this cost. But my insurance will cover most of the cost of surgery for this condition, which will cost thousands of dollars and additionl physical therapy. Things like this always leave me shaking my head. Because I am having difficulty walking long distances, I have not been able to excercise as much as I used to. This, in addition to a medication I take has caused a frustrating weight gain. I literally eat 1 cup of food a day, and still gain weight. The extra weight aggravates my health condition, but because I am not old enough or don't have diabetes, I don't qualify for any kind of subsidy, such as Silver Sneakers,



iVillage Member
Registered: 03-25-2012
Mon, 04-09-2012 - 10:25pm
I am sorry to hear about your troubles, Hottlipps. I hope you are able to get some relief sooner, rather than later....
iVillage Member
Registered: 10-11-2005
Wed, 04-11-2012 - 12:56pm

I was born with a heart defect {wasn't found until I was 42} I've had 3 surgeries on it {all minor, cat lab, I was awake for most of the 1st one} plus I've always had thyroid problems {the DR's aren't sure if its genetics or where I'm from} but it turned into a auto-immune disorder in the late 80's wasn't found until just as I was turning 40 {my 40th seemed to have been a sucky time huh?} I have to be careful because the week before Christmas I came close to stopping my heart {dh & I had been to OR the weekend before & I had gotten sick, was drinking to much water & having direahea & it caused my potaissum level to drop from 4.0 to 2.1 between Thursday to Tuesday} I just got my share of the hospital bill {was in just over 30 hours} it was $4000. I don't know how I'm going to pay it, dh told me it was my fault so I'm on my own. Nice huh?

~~Sam stitches well with others, runs with scissors in her pocket. Cheerful and stupid.
iVillage Member
Registered: 08-30-2002
Wed, 04-11-2012 - 2:04pm

Crazy how much things cost. I had my back suregry 11 years ago. Thank God I had insurance. 24 hours hospitalization was $48,000 yes forty eight THOUSAND dollars! That did not include the DRs., MRI, anesthesiologist or anything else. I about had a heart attack when the bills started coming in. In my case, my husband abandoned me because I was partially paralyzed and he couldn't handle having a disabled wife. I was lucky, because I had bought a supplemental insurance policy and even though they tried to deny me at first, I fought it and 7 months later I got a check in the mail that helped pay some deductibles. But my credit was trashed for years because even with insurance the deductibles were high and I was l busy learning to walk again and I could no longer do my service business on my own anymore, so it was a huge transitional time in my life. I've never fully recovered physically, which has been incredibly disappointing. I was an athlete one day, and partially paralyzed the next. I still do physical therapy and get so frustrated when I hit my "wall." I'd give almost anything to have my old self back.



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