Obamacare revisited

iVillage Member
Registered: 06-25-2008
Obamacare revisited
4
Wed, 02-26-2014 - 9:23am

Now that we know more about Obamacare (very little more but still something) and how it is affecting our jobs and lives, has your opinion about it changed any?

Brenda

iVillage Member
Registered: 02-14-2013
Fri, 03-07-2014 - 11:15am

Complete and total epic FAILURE. We need affordable health care-not affordable health insurance. How on earth did this law help the majority of us?!

iVillage Member
Registered: 10-17-2012
Tue, 03-04-2014 - 1:08am

the concept of an individual insurance mandate came out of ........wait for it........the conservative Heritage Foundation think tank--in 1989.

 

Lots of notions come out of think tanks, hence the name “think tank,” but socialized medicine was never proposed as a conservative policy.

 

Refusal to cover "pre-existing" conditions, for instance.  What the fudge sense did that make?!  Oh wait, it was about insurance companies losing money, not about patients needing medical care.

 

Health care is about patient care, health INSURANCE is about money… and it’s ridiculous to ever propose that a private company should provide services for free or that it was somehow “evil” to make a profit.

 

And what's with the avoiding the coverage of contraception for women?  "Performance enhancement" for males is frequently covered but preventing the logical consequences of sexual activity  (pregnancy) is the fiscal responsibility of the female?  Where is the logic in that?!

 

The “logic” is that Viagra is a prescribed medication to treat a medical condition while birth control, for most women, is a prophylactic.  On the occasion where birth control pills ARE prescribed to treat a medical problem, it should be covered by insurance.  In all other cases, women should be responsible for shelling out the $10 for their own birth control… and compel all male partners to wear a condom, making an “accidental pregnancy” a virtual impossibility.

 

Didn't like ACA's concept from the get-go.  There just aren't enough free market pressures to make this boondoggle work.  All we're doing is slapping another bandage on what is essentially a broken limb.

 

Prior to the advent of the disaster that is Obamacare, our health insurance system worked effectively for 85-90% of the population.  Anyway you slice it, the system was a success.  Could it use reform?  Yes, but Obamacare is a liberal boondoggle destined to destroy the US economy and create a permanent class of government dependents.

 

And for those approved drugs, we pay often exorbitant prices because there are few/no opportunities for patients to choose what drug they will be prescribed (by their doctor who often gets perks from pharmaceutical representatives) or at what cost.  Talk about conflicts of interest and lack of accountability!

 

On occasion we pay high prices for medications because it costs hundreds of millions to bring a drug to the market and the drug companies have to recoup their investment before they lose the patent.  Once that happens, the drug becomes “generic” and costs plummet.  And I don’t know what your relationship is with your doctor, but I’ve never had a drug forced on me.  If I have a question about what is prescribed, I can speak to the doctor or the pharmacist to see what other options are available.

 

So you get a LOT of money going into prolonging life well past the point when, without major medical intervention, it would have ceased due to old age or massive organ failure.

 

I think most people would like to live as long as a “quality” life is possible.  I’d venture their families would like them to live as long as possible as well.  Average life span used to be in the 30s, now it’s in the 70s… I think most people would consider that a good thing.

 

I cannot figure out why we behave so but the taboo is deeply rooted, particularly in the wingnuts who rant about "death panels" and "death books"   Geez.   Insurance companies had selectivity about who got what and for how long, well before ACA came along.

 

Not true.  Insurance companies provide INSURANCE, not health care.  The INSURANCE company provides services to the limit of your contract… what you pay for.  Beyond that, the INSURANCE company doesn’t withhold care, it’s simply the responsibility of the individual to pay for it or find another subsidy.  As for “death panels”… yes, they exist and, unlike the insurance companies, WILL actually ration CARE.  But that probably isn’t an issue for you as you apparently believe that people live too long already and should be left to die in the event they require “major medical intervention.”

 

We should ditch it in favor of either a single payer or a truly free market system which encourages healers to enter training and a profession out of compassion, NOT prestige, power or pay.

 

I’m not sure how many people would be interested in going through around 10 years of training, massing enormous debt and expenses, to work for free.  Sounds like a liberal Nirvana, but like most liberal notions, it’s not very realistic.

iVillage Member
Registered: 04-11-2012
Thu, 02-27-2014 - 11:58am

What started out as a good idea in my opinion is now a complete and total disaster. Something that was intended to help those less fortunate has become an excessive burden on the backs of those who were managing okay due to horrible planning and mismanagement. I would dare say that the marjority of people who voted for this God-awful law would not vote for it now had there been any knowledge at all about what was coming down the line.

For instance, what moron decided that if they made 30 hours a week full-time that employers would be forced to pay for health insurance for more people? Who didn't know that employers would simply cut employee hours. I am one of the lucky ones at my job who got to stay on full time and get benefits. Most of the people I work with have had their hours slashed (to 29 a week or below) so the company doesn't have to pay for their health insurance. I suspect this is why the democrats are suddenly desperate to get minimum wage raised to $10 an hour because they were too blind to see that job cutting was an option for employers. They think if they can give people a few bucks more then it will make up for the lost hours.  

And I don't even have time to offer my opinion on "affordable" health care premiums. I can't believe that the quotes my family and friends have been given for the half-baked health insurance plans offered on the exchanges could be affordable for anyone. Only the people who get the plans for free (and would have gotten free health care anyways) can possibly afford them.

There are just far too many problems with this whole thing. I'm all for helping out the poor but not at everyone else's expense.

iVillage Member
Registered: 03-03-2009
Wed, 02-26-2014 - 12:07pm

First, it's the Affordable Care Act.  While Obama threw his weight behind it, the concept of an individual insurance mandate came out of ........wait for it........the conservative Heritage Foundation think tank--in 1989.  http://americablog.com/2013/10/original-1989-document-heritage-foundation-created-obamacares-individual-mandate.html  There was always something bizarre about insurance approaches though.  Refusal to cover "pre-existing" conditions, for instance.  What the fudge sense did that make?!  Oh wait, it was about insurance companies losing money, not about patients needing medical care.  And what's with the avoiding the coverage of contraception for women?  "Performance enhancement" for males is frequently covered but preventing the logical consequences of sexual activity  (pregnancy) is the fiscal responsibility of the female?  Where is the logic in that?!  

I digress.  Didn't like ACA's concept from the get-go.  There just aren't enough free market pressures to make this boondoggle work.  All we're doing is slapping another bandage on what is essentially a broken limb.  The limb broke long ago when insurance put a layer of insulation between consumers' pocket books and health care service costs.   The AMA didn't help matters either.  Their monopolistic practices quashed the possibility of supply keeping up with demand.  http://reason.org/blog/show/breaking-the-ama-monopoly

Then there's Big Pharma.  Did you know that their money pays for the FDA to vet new drugs for possible approval?  And for those approved drugs, we pay often exorbitant prices because there are few/no opportunities for patients to choose what drug they will be prescribed (by their doctor who often gets perks from pharmaceutical representatives) or at what cost.  Talk about conflicts of interest and lack of accountability! 

There are other forces which have contrived to stress our system.  It's taboo to talk about death as inevitable.  So you get a LOT of money going into prolonging life well past the point when, without major medical intervention, it would have ceased due to old age or massive organ failure.  I cannot figure out why we behave so but the taboo is deeply rooted, particularly in the wingnuts who rant about "death panels" and "death books"   Geez.   Insurance companies had selectivity about who got what and for how long, well before ACA came along.      

Anyway, I have no great love for ACA.  We should ditch it in favor of either a single payer or a truly free market system which encourages healers to enter training and a profession out of compassion, NOT prestige, power or pay.  

In summation--nope my opinion hasn't changed.  

Jabberwocka